In 2008 I filed for Ch . 7 had included all debt including the house mortgage Indy Mac Bank . I was discharged in Oct . 2009

Can I ask a question of you? I understand that you appear to have vacated the property 2+ years ago, but would you consider keeping the house if...

Chapter 7 Means Test

Yes, you can still file a chapter 7. There is a second level of testing that goes into the details of your income and expenses. Even if you...

Collection Firm

They should not be able to do this. If they have it should be construed as a violation of the Fair Debt Collection Practices Act. Traditionally,...

Giving back a house may be harder than you think. What you would like to offer is called a Deed in Lieu. In this case, it does not appear that...

How do I collect money owed to me by writ of execution? A judgement was entered in my favor in county court of New Jersey.

There are a number of things you can do. First you should send your former employer an information subpoena. If you already know where he...

How do I collect money owed to me by writ of execution? A judgement was entered in my favor in county court of New Jersey.

There are a number of things you can do. First you should send your former employer an information subpoena. If you already know where he...

I'm being sued by Amex. The law firm they hired did not show up for the motion and I called in for the motion due to illness

The other answers are correct. I just wanted to elaborate. Be mindful that it does not reference whether the case has been dismissed with...

Since my divorce I have racked up a lot of debt because I have been out of work and state is taking $370 a week from my UNEMPLMT

Hi, Unfortunately your situation is very common for a person coming out of a divorce proceeding. The bills pile up and the debt can get...

2 part question: Can you be sued for a credit account that is listed as "closed" on your credit report?

Yes they can sue you. Closed acct with charge off means it hasn't been paid and they have legal right to sue. Requesting a judgment is because...

Can I search on-line to verify that a judgement indeed has been filed against me?

Here is a link to the new Jersey Judiciary Public Access Court Record Search. This is a handy link to keep around. You can search for judgments...