Your credit reports should automatically update to say 'paid bankruptcy'. If they don't you can write to the reporting bureaus and request the...

What is the process to cancell a judgement after a chpater 7 bankruptcy in New Jersey?

While generally I agree with my colleague there is one exception to the rule. In the event that the creditor has perfected his judgment and turned...

Bank of America used HAMP to ADD over $200,000 to my mortgage!

Loan modifications can often be confusing for people, which is why it is helpful to have an attorney review any modification agreement you...

I have Default judgement November ,2011 Plantiff - Homeowners Association. Is Bankruptcy Chapter 7 will wipe this debt?

Chances are your best course of action is going to be a Chapter 7. This depends on your household income. A chapter 7 bankruptcy will relieve you...

Can I change the title of my house to protect it from foreclosure and then get a reverse mortgage.

There are actually two different issues at play here. First- can you qualify for a reverse mortgage on the property. This answer is likely a...

As his widow, am I legally responsible for bank loans my husband incurred which he signed personally for without my knowledge?

You are not personally responsible for the bank loans, however they will remain as an encumbrance on the property which is securing the loan. Even...

Listing judgments on bankruptcy papers

List it and list any attorney or agency they use to enforce it.

I filed bankruptcy and included my daughters credit card as I was an authorized purchaser and had assumed responsibilty for acct

The others are correct that you can't assume your daughters debt. However I will try to help you in another area. If she is out of country then...

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Can you claim bankruptcy if you own a business?

Yes but your business assets will be a factor. You need to make sure that your business assets don't throw off your means test.

If a junior lien holder does not file a chapter 13 proof of claim, does not hold a recorded mortgage from the original lender,ca

It sounds like you actually have two questions here so I'm going to try to address it that way. Any of the secured lienholders do not really have...