Ralph Alphonse Ferro Jr

Ralph Alphonse Ferro Jr

also known as Ralph A. Ferro, Jr., Esq. Law Office

4.5
Rating: 7.3

Licensed for 33 years

Bankruptcy and debt Lawyer at Little Falls, NJ
Practice Areas: Bankruptcy & Debt, Debt Settlement, Mediation

66 East Main Street, Third Floor, Little Falls, NJ

About Ralph

Biography

Practice Areas

3

Practice Areas

Bankruptcy and Debt 89%

Board Certified Bankruptcy Lawyer Chapter 7, 11 and 13 Bankruptcy Serving both consumers and businesses You hire me - I am with you from start of case to finish.

33 years | 1,000 cases

89%
Debt Settlement 10%

Successfully worked with creditors to save significant $ for my clients. Debt Settlement Solutions through Loan Modifications

33 years | 500 cases

10%
Mediation 1%

Mediate Bankruptcy Matters - Rather than a Court Proceeding, I effectively mediate to resolve your bankruptcy matters without expensive litigation costs. Completed Bankruptcy Mediation Program - St. John's University School of Law

13 years | 10 cases

1%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes


Payment Methods

  • Cash
  • Check

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Licenses

Licensed in District of Columbia for 24 years

State: District of Columbia

Acquired: 2002

Good Standing

No misconduct found

Licensed in New Jersey for 33 years

State: New Jersey

Acquired: 1993

Active

No misconduct found

Location

Ralph A. Ferro, Jr. Law Offices

66 East Main Street, Third Floor, Little Falls, NJ, 07424-4629

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Ralph Alphonse Ferro Jr's Reviews

Avvo Review Score

4.5 /5.0

15 Client Reviews

Filter Avvo Reviews (15) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 5 of 13 reviews | 5 stars

Posted by Ted | June 30, 2026 | Hired Attorney

Mr. Ralph Ferro -A superb bankruptcy attorney

- I recently received my bankruptcy discharge on June 30th and am incredibly grateful for Mr. Ralph Ferro’s expert guidance and steadfast support throughout the process. He was professional—always punctual, prepared, and clearly explained every step of the bankruptcy journey with patience and genuine... care. His communication was excellent; he responded to questions promptly and kept me informed of progress, ensuring I never felt unsure about where things stood. Mr. Ferro demonstrated deep knowledge and a strategic approach to bankruptcy law, offering practical, client-focused advice that helped me navigate complex decisions confidently. The discharge was granted smoothly, and I felt well-represented and protected from start to finish. I also appreciated his empathetic approach—he treated my situation with respect and provided reassurance during challenging moments. If you’re seeking a capable, reliable bankruptcy attorney who really cares about his clients, Mr. Ferro is an excellent choice.

Posted by Edward | August 25, 2024 | Hired Attorney

Highly Recommendef

Ralph did an excellent job throughout the bankruptcy process. His professional and courteous attention to all aspects of the process allowed me to feel at ease with this difficult situation. He also injected humor into the process that was a stress relief. If you are considering bankruptcy, I woul hi...ghly recommend contacting Ralph first. Additionally, his fee was very reasonable.

Posted by Sonya | May 12, 2024 | Hired Attorney

THE BEST

After speaking with him on the phone in my mind he was already hired. He took time to answer my questions before I actually met him for a consultation. You will never talk to a receptionist, secretary or legal assistant when you call his office. He will always pick up the phone so there is no wait...ing for a return call which is priceless because you are already stressed. He is very professional and handles things when you hang up. You can expect an email or text explaining how he handled whatever it was. HE IS THE BEST AND IF ANY OF MY FAMILY OR FRIENDS EVERY NEED AN ATTORNEY I WOULD HIGHLY RECOMMEND HIM.

Posted by anonymous | February 03, 2020 | Hired Attorney

Extremely professional, helpful and knowledgeable

When dealing with an unfortunate event in our life we couldn’t have asked for better support and honesty. Mr. Ferro was professional and supportive, very knowledgeable and walks us through each step of the process. Things were always well explained and the responses to any questions were very promp...t. We would highly recommend him to anyone. Thank you so much for your hard work . It’s important to have someone who truly cares and is compassionate when going through something like this.

Posted by Farzad | March 17, 2017 | Hired Attorney

Highly recommend Mr. Ferro!

Ralph is very professional and gets the job done!. I highly recommend Ralph. He took care of my case in 2 months. Very efficient and delivered on all promises. I couldn't be more happy!

See All Client Reviews

Ralph Alphonse Ferro Jr's Lawyer Endorsements

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Christian K. Lassen II headshot
Christian Lassen

Unknown lawyer | Jan 25

Relationship: Fellow lawyer in community

"I endorse this lawyer."

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Experience

Rating:  7.3 (Very Good)

Honors

2015

Consumer Bankruptcy, American Board of Certification

Work Experience

1993 - Present

Law Practice, Ralph A. Ferro, Jr., Esq. Law Offices

Associations

2015 - Present

American Board of Certification

Board Certified Consumer Bankruptcy Law

2014 - Present

St. John's Law School

Trained in Bankruptcy Mediation

National Association of Consumer Bankruptcy Attorneys

Member

American Bankruptcy Institute

Member

American Trial Lawyers Association

Member

American Trial Lawyers Association (New Jersey Chapter)

Member

1996 - 1997

Bankruptcy American Inn of Court

Member

Sample of Legal Cases

Adversary Proceeding - 12-01567-MS Kellum Smith v Bruval Vincent

Judge Stern agreed that my client's claim against the defendant was non-dischargeable in Bankruptcy

See More Legal Cases

Education

1992

University of Mississippi School of Law

JD - Juris Doctor

1990

University of Mississippi

BA - Bachelor of Arts

Languages

English

Activity

Avvo Rating

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Avvo Rating Levels
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