Richard P Giarniero

Rick is an excellent Attorney and over the years has become a Good Friend... He has represented both my wife and myself in many Serious issues that have always worked out in our favor... His knowledge of Foreclosure, Debt Relief & General Law is "on the mark" and has helped to alleviate much of the... stress in our life... We still will have issues that come up BUT it is nice to know Rick will be there for us... Thanks again Rick!!!

I had signed up with an out of state debt settlement agency after doing my due diligence of online research. Everything went smoothly at first, I made all scheduled payments until they reached the first 2 agreements and then despite their being sufficient funds on my account, did not forward the req...uired payments resulting in the agreements being canceled and additional interest being added. I found Rick online and he knew exactly what I was going through without even explaining it. I remember on our first call he said, "let me guess, they are taking your money each month and not doing anything with it right?" We signed with him immediately and he worked to resolve the prior failed settlements using his relationships at the respective banks. In the end I believe we not only got the original agreements restored, but the additional interest that was owing was waived. We were even sued at one point, to which the original agency said would not happen, and having an attorney on your side made all the difference. Rick moved this debt to the top of the list so that it would not make it any further past filing and got it dismissed. He moved quickly to resolve the other debts and before I knew it we were done. Rick even helped us try to recover some of our other losses with the company we were working with which was above and beyond our agreement and he was not even compensated because it turned out to be a small claims issue. Regardless he was always there to help. He is a pleasure to work with, keeps in great communication and always has your back! I only wish I had more work to give him other than referring family and friends. Thank you!

Rick is a talented, caring attorney who really works for his clients. He takes a personal interest in your matter to the point where it is like "having a relative in the business" . After a serious illness I needed someone to stop the collection calls AND resolve my issues with creditors - and he did... all that and more.