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Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Since 1980, Mr. Melchionne has focused his pract...
Practice areas: Debt Settlement, Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
My name is Dave Falvey. I'm a bankruptcy attorney for Connecticut and more specifically for the New London County area. I have been successfully practicing for approximately 30 years and have helped thousands of clients get their finances back on ...
Practice areas: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy, Bankruptcy & Debt
Richard P. Giarniero is a native of Stratford, Connecticut with an exceptional educational and professional background. He studied International and Comparative Law at the University of Florence, Italy; literature and philosophy at the University ...
Practice areas: Debt Settlement, Business, Entertainment, Divorce & Separation, Commercial
Howard E. Kantrovitz was admitted to the Connecticut Bar in 1969 and was later admitted to the Bars of the U.S. District Court for the District of Connecticut (1970), the U.S. Court of Appeals for the 2nd Circuit (1971) and the United States Supre...
Practice areas: Debt Settlement, Debt Collection, General Practice, Bankruptcy & Debt, Arbitration
My primary areas of practice revolve around: 1) Assisting borrowers resolve secured and unsecured credit issues prior to litigation; 2) Assisting borrowers in litigation matters concerning secured and unsecured debts; 3) General contract disput...
Practice areas: Debt Settlement, Landlord & Tenant, Litigation, Foreclosure, Real Estate
Review: “I worked with Robin for over a year. He was very successful in resolving many personal injury claims and was well liked by clients.”
Practice areas: Debt Settlement, Personal Injury, Landlord & Tenant
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.