Archived
Are student loans or can student loans be included in bankruptcy? how much does bankruptcy cost? or hiring a lawyer to do so?
Joshua's answer
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Answered on June 22, 2014
Sounds like you have student loan issues and are under the assumption that Bankruptcy is your only option. That would be a bad assumption. What...
Archived
Are H's student loans acquired DM considered HSP or CP upon dissolution of parties' marriage in NEVADA? (Wife did not co-sign)
Joshua's answer
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Answered on June 21, 2014
Federal or private loan? If Fed, state law is irrelevant. Court can do what it wants, but as far as ED is concerned, it's H's loan and he is...
Archived
Are H's student loans acquired DM considered HSP or CP upon dissolution of parties' marriage in NEVADA?
Joshua's answer
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Answered on June 21, 2014
Most important question - Federal or private loans? If private, common law may be an issue - treat it like any other consumer debt. If Federal,...
Archived
How many years can a collection agency continue trying to collect on a delinquent student loan?
Joshua's answer
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Answered on June 21, 2014
First, federal student loans have no statute of limitations. Congress did away with it awhile ago. Second, the collector is lying a bit - it's not...
Archived
I hope someone can help me,I was a cosigner for my son on a student loan ..once,,it was in 2thousand something..many 2003...
Joshua's answer
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Answered on June 21, 2014
First, if they are taking your federal tax refund, this is a Federal student loans, which very rarely require a co-signer. This is likely a Parent...
Can i get student loan forgiveness for a school that closed down and relocated?
Joshua's answer
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Answered on June 21, 2014
Not easy to answer without clear facts. Are yo saying the school merely moved addresses, or closed, and then reopened somewhere else? If the...
Archived
I loaned my brother $400 two and a half years ago. He has yet to pay me more than $50. I've learned a lesson not to loan ever.
Joshua's answer
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Answered on June 19, 2014
This is a small claims matter between family members. Keep the girlfriend out of it. Do what you think you have to do. Waving the attorney son...
Archived
Collection agency stating that because of the age of the debt I will not be sued and it will not be reported to credit bureaus.
Joshua's answer
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Answered on June 19, 2014
Sounds like the time for them to sue may have passed, except for the one with judgment. Also, a default can only be reported on your credit report...
Can I get a first time passport with defaulted federal student loans?
Joshua's answer
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Answered on June 19, 2014
You could get your loan out of default and not worry about it at all. That's the best idea. But no, it will not affect you getting a passport.
Is it legal for my spouse to use my social security number to apply for a student loan for her daughter, without my knowledge
Joshua's answer
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Answered on June 19, 2014
Sounds like this is a private student loan. You should contact the lender immediately and even the college. You may need to file a police report....
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