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I have a defaulted student loan and have and my tax refunds garnished for years. Can a new company come after me now?
Joshua's answer
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Answered on February 07, 2010
The reason they are coming after you after such a "great length of time" is two fold. 1) There is no statute of limitations to collect on federal...
Archived
Can a private student loan company take my taxes if my loan is in default?
Joshua's answer
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Answered on February 07, 2010
Private student loans are much like credit cards when it comes to enforcing the debt. In other words, the lender needs to sue you before it can...
Archived
My husband co-signed a student loan now it is in default what if any legal action can we take?
Joshua's answer
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Answered on February 07, 2010
Sounds like this is a private loan. The short answer is there isn't much you can do. You can call the lender and see what kind of payment...
Archived
My fiance co-signed for a girlfriend's student loans years ago. She has since defaulted and refuses to pay.
Joshua's answer
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Answered on February 07, 2010
This sounds like a private loan. The short answer is he may not be able to escape the loan. It is up to the lender if it wants to make some kind...
Archived
I co-signed a student loan for my son several years ago. He has been in & out of school several times & gotten deferments but i
Joshua's answer
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Answered on February 07, 2010
First question - is this a federal PLUS loan, or a private loan. That makes a huge difference. If it is a federal loan, you can work with the...
Archived
I have a student loan through sallie mae. Because of economic hardship/unemployment now the interest is at 100% what can i do?
Joshua's answer
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Answered on February 07, 2010
I do not believe they jacked the interest to 100%. I think they put you on an interest only payment plan so your payment goes 100% towards...
Archived
Can I sue Sallie Mae?
Joshua's answer
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Answered on February 07, 2010
The answer depends on your state law. Is there a law that regulates how CREDITORS collect debts? Because Sallie Mae has been servicing your loan...
Archived
My CC Debt is now with a collections agency, I was trying to meet the terms offered by CC Co, was a day late/dollar short...
Joshua's answer
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Answered on March 22, 2009
It sounds like all you need to do is send a "Cease and Desist" letter. Basically, send a letter stating that the collection agency cease...
Archived
If a collection agency garnished my wages and applied it to the wrong account, what are my rights?
Joshua's answer
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Answered on March 22, 2009
The FDCPA is your protection here. In order to be garnished, you must have been sued (and lost). Therefore, a garnishment is for only one...
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