Archived
How do I respond to a Summons and Complaint filed by Portfolio Recovery Associates against me?
Joshua's answer
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Answered on June 24, 2014
PRA cases are easy to defend - if you know what you're doing. You need a consumer attorney who does debt defense. You can find one at...
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Archived
Cosigner on Loan threatening to sue.
Joshua's answer
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Answered on June 24, 2014
The prior answers are all correct. No promise in writing will make it very hard for her to win. But it gets better. If she states that she...
Archived
Can a lawyer help me settle on a Sally Mae private student loan...that has almost tripled in the amount I borrowed?
Joshua's answer
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Answered on June 24, 2014
Can you settle? Yes. But as others have said, it isn't going to be cheap. Also understand that no private lender, including yours, will even...
Archived
My grandma cosigned student loans for her daughter. My grandma can't afford them. What are her options? Can they take her house?
Joshua's answer
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Answered on June 24, 2014
Since your grandmother is a co-signer, and federal loans rarely ever require a co-signer, these are likely private loans. That being said, the...
Archived
Is it possible to get a student loan contracts invalidated due to incompetence?
Joshua's answer
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Answered on June 24, 2014
Do the private loans have a co-signer? If not, you may have a claim against the private lender. How in the world could you meet underwriting...
Archived
Why haven't my defaulted private student loan creditors taken me to court?
Joshua's answer
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Answered on June 24, 2014
Are you sure this is a private loan? Private loans are subject to a statute of limitations - if no suit is brought within that time, they cannot...
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Archived
Can I get my name off a student loan as a consigner?
Joshua's answer
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Answered on June 24, 2014
This is called ID theft. You need to file a police report, send a copy with dispute to the creditor and also to the credit reporting agencies. ...
Archived
I took out a student loan through a school, and I believe they are predatory lenders. How do I report them?
Joshua's answer
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Answered on June 24, 2014
You can always file a complaint with the CFPB, FTC, or even BBB (but not going to do a whole lot). However, your loan is probably legitimate if...
Archived
Can she get the garnishment removed since the original debtor (my brother) has passed? 2-What can she do about the second suit?
Joshua's answer
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Answered on June 22, 2014
Get a local consumer attorney to protect your mother. It is always possible to negotiate with opposing party, even when there is a judgment. As...
Archived
Our daughter forged her fathers name on Chase student loan. Chase is trying to accelerate the loan
What should we do?
Joshua's answer
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Answered on June 22, 2014
I'm going to assume it was without permission because if she did it with permission, that wouldn't be an issue.
Chase is accelerating the note...
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