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I co-signed for a vehicle for my sister and the car was later repossessed. Can they garnish me & my husbands tax return?
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Answered on February 12, 2010
Nothing can happen until you are sued. Once sued, your wages may be subject to garnishment, but not your husbands. Most states to do not make...
Archived
Being sued for credit card debt. Would a judge force me to make payment if it would mean that I would default on another debt?
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Answered on February 11, 2010
In Connecticut, if you lose a judgment, the Judge will order nominal payments of $35 a week which is $151 a month. The Judge isn't "forcing you to...
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I recently terminated my relationship with a debt settlement company.
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Answered on February 11, 2010
You may have a claim under your state's unfair and deceptive trade practices act, however, you will need to review the contract carefully. I've...
Archived
Does a student loan get removed from your credit after 21 years of none payment ?
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Answered on February 11, 2010
I'm not aware of federal student loans having any kind of exemption from the normal credit reporting rules. If the loan is that old and you...
Archived
Do we need a Lawyer?
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Answered on February 11, 2010
Your facts are a bit confusing. The term "settled" means that all payments have been made and there is finality to the debt. It sounds more like...
Archived
Wage garnishment
Joshua's answer
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Answered on February 11, 2010
The formula is rather simple, but wordy. In Connecticut it is the lesser of:
1) 25% of your disposable weekly income OR
2) the amount of your...
Archived
Wage garnishment in ohio
Joshua's answer
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Answered on February 11, 2010
You need to talk to a consumer attorney in your state. Find one through the National Association of Consumer Advocates at www.NACA.net. They can...
Archived
Should a collection agency that I've been paying charge me interest?
Joshua's answer
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Answered on February 11, 2010
The question isn't should they, its can they, and as stated in the previous answer, yes, interest will continue to accrue. However, if your only...
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Archived
I am being garnished for Federal Student Loans at 15% of salary. Can another company garnish me while this is happening?
Joshua's answer
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Answered on February 11, 2010
The first sad answer is a very probably yes, you can have your wages garnished for both a federal student loan and a credit card judgment at the...
Archived
If my checks were being garnished 15% for a student loan, will my tax return be garnished also?
Joshua's answer
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Answered on February 11, 2010
If your wages are being garnished, there is a good change your tax refund will be intercepted, and yes, they will take the whole check (or up to...
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