Archived
I'm collecting unemployment in Florida and have a student loan debt, can IRS garnish my unemployment benefits
Joshua's answer
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Answered on February 12, 2010
First off, the IRS does not collect student loans. Those debts are collected by the Dept. of Ed. Unemployment should not be garnished to collect...
Do i owe money to lvnv funding when my contract was with sears and sears charged off the account?
Joshua's answer
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Answered on February 12, 2010
LVNV has a history of purchasing SEARS debts. They also have a history of being unable to prove ownership and/or prove the amount of the debt when...
Archived
Harrassment
Joshua's answer
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Answered on February 12, 2010
Discuss this with a consumer attorney. You can find one through the National Association of Consumer Advocates at www.NACA.net.
It is usually...
Archived
Can a collection center not accept a payment plan and demand more money?
Joshua's answer
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Answered on February 12, 2010
Yes they can. You defaulted on a debt which is why it is in the hands of a collection agency. The amount they demand need not be "fair", but that...
Archived
If you lost a court judgement for credit card debt, can the money be taken from your bank acct. without your permission
Joshua's answer
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Answered on February 12, 2010
Depends on Texas post-judgment laws. In many states the answer is yes, but check with a local attorney. You can find a consumer attorney through...
Archived
I have a judgement placed against in 2005.
Joshua's answer
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Answered on February 12, 2010
Regardless of being a judgment, you should still be able to get some proof. However, it will be very hard for you to challenge the amount of the...
Archived
Can a creditor garnish my Civil Service Retirement System disability annuity, which is deposited monthly in my bank?
Joshua's answer
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Answered on February 12, 2010
Your disability should be protected. Your part-time income seems to be less than $100 a week which is probably lower than the allowed garnishment...
Archived
Can I sue my creditors for giving out my information without my consent.
Joshua's answer
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Answered on February 12, 2010
Creditors can give your information to agencies assigned to collect on the creditor's behalf. That's just the way it is.
Archived
Can a collector threaten to sue & discuss my debt with a third party without my permission? Can they refuse partial payments?
Joshua's answer
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Answered on February 12, 2010
It seems all to clear to me that you have a violation of the Fair Debt Collection Practices Act (FDCPA). 1) A collector cannot discuss your debt...
Archived
Plano Tx Kia dealer told me i was co-signing a vehicle loan for my son. when paper work arrives my son's name not on any papers
Joshua's answer
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Answered on February 12, 2010
You need a consumer attorney ASAP. Find one through the National Association of Consumer Advocates at www.NACA.net.
It seems like you have been...
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