Archived
I live in massachusetts, owe a cr card company (now law firm who bought my debt) $2700. If i have a homestead act on my house,
Joshua's answer
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Answered on December 10, 2010
1) I'm willing to be the debt was not purchased by the law firm. This is a common misconception...the law firm was hired by the debt owner though...
Archived
U Mass Amherst send a bill from my daughters tuition of $2900 to collection . The agency is charging $610 in fees. is that legal
Joshua's answer
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Answered on December 10, 2010
You can also search for local attorneys through the National Association of Consumer Advocates at www.NACA.net.
According to the math that's about...
Archived
How can you have a real estate lien against you without having any real estate?
Joshua's answer
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Answered on December 10, 2010
It will take effect if you ever have real estate..but to see how it really affects you, contact a local consumer attorney (who can also assist you...
Archived
How can I stop wage garnishment?
Joshua's answer
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Answered on December 10, 2010
Find a consumer attorney in your state. There may be a violation of debt collection law, in which case, they owe you MORE than what they have...
If the statute of limitations has been reached, how do I ask for it to be removed from my credit report?
Joshua's answer
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Answered on December 10, 2010
You are confusing two unrelated things. The statute of limitations is the time in which a creditor (in this case) can sue you for breach of...
Archived
I owe $300.00 to a cash advance that I on 3/27/07, and i just don't have any money to pay it back as of now, they called me toda
Joshua's answer
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Answered on December 10, 2010
Threatening to arrest someone for a debt is a violation of debt collection law. Further, it is such an obvious one that only a moron or an...
Archived
I co sign a car loan for my son he let it get repo. a company that has the contract call me and stated that since i
Joshua's answer
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Answered on December 10, 2010
You need to see a consumer attorney as soon as possible. California has excellent debt collection protection laws and there may be a violation for...
Can my credit union hold the title to my recently paid off car because I still owe on a VISA card loan with them? I originally
Joshua's answer
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Answered on December 10, 2010
It is not uncommon for a credit union to link an auto loan with a credit line or credit card. While you may have paid off the auto loan, it is...
Archived
Can i be arrested or sued for not paying two internet cash loans?
Joshua's answer
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Answered on December 10, 2010
1) you cannot be arrested for not paying a debt - there are no debtors prisons, period!
2) a threat to arrest you is a violation of the Fair Debt...
DSHS counted my student loans as "unearned income" when determining my food stamp benefit.
Joshua's answer
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Answered on December 10, 2010
You are correct that it is not "income" when it comes to taxes, but they concerned with just taxable income - they want to know ALL of our sources...
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