Archived
Can a lender purse a deficiency after reporting to 3 bureaus: LEGALLY PAID IN FULL for less than full balance".
Joshua's answer
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Answered on December 13, 2010
You should contact a consumer attorney to fully discuss your facts. There may be debt collection violations on the part of the debt collector and...
Archived
Can I sue my mortgage company for conduct that impacts my credit rating?
Joshua's answer
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Answered on December 13, 2010
You have the makings for a Fair Credit Reporting Act claim, however to bring one is slightly different in each state, depending on how your federal...
Archived
Can i be sued over equipment received if there is no contract and they company said they were coming to get it?
Joshua's answer
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Answered on December 13, 2010
You have the right to:
A) find a way to return the items
B) sell the items and pay for them (debt collectors will always take less than full...
Archived
I got scamed by Reading America LLc (and as i have researched many people did to).My question is can they ruin my credit?
Joshua's answer
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Answered on December 13, 2010
If they report to the credit bureaus, then yes, they could report negative information. However, you should be able to cancel if you do so in...
Archived
Some money 'magically' disappeared from my bank account. The bank refuses to refund it, do I need a lawyer?
Joshua's answer
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Answered on December 12, 2010
You need to find out WHY the money disappeared: bank fee or taken by a creditor? Then you'll have a better idea of predicting it happening again. ...
Archived
I took a friends credit card without her permission and made charges of $1,000, what should I do?
Joshua's answer
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Answered on December 12, 2010
1) find a local attorney to find out what possible criminal charges could be brought against you
2) you probably want to keep making restitution...
Archived
I received a letter from a credit card company claiming I opened an account in his name while married. I did not do that. Help!
Joshua's answer
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Answered on December 12, 2010
Check your credit report, is it being reported? If so, dispute it and see how what they do. You should also find a consumer attorney in your...
Archived
Can my mother be forced to pay?
Joshua's answer
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Answered on December 12, 2010
You were the student, the tuition is yours. Schools don't assume anything about familial relationships. If you were having a real problem with...
Archived
Can Chase bank seize my unemployment?
Joshua's answer
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Answered on December 10, 2010
You should contact a local consumer attorney. California has very good debt collection protection laws. If the bank knew the funds were exempt,...
Archived
IWe have a default judgment against us and my wages have been garnished, all for a debt we do not owe.
Joshua's answer
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Answered on December 10, 2010
Look for a consumer attorney to help you. If this really is not your debt and there have been debt collection violations, you might be owed money...
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