What is income to debt ration considered when Ch 13 is filed?

There are eligibility requirements for some kinds of voluntary bankruptcy, but they relate to the MAXIMUM dollar amount of debts.

I need to file bankruptcy on my credit cards and a couple of loans I'm on disabled and I can't pay them any more I need help me.

Free legal help is available in many parts of the country. You might check out laet.org to get started on finding some.

One of the creditors is listed erroneously on the Ch 13 plan. What do I need to do to remove that creditor?

You object to your lawyer's proof of claim (if he files one) or to confirmation of your X's plan (if he provides for the claim in the plan). But if...

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Chapter 7 bankruptcy. Is the 8 year bar to refiling from Filing Date to Filing Date? I am in central dist of CA

Attorney Leventhal's answer is shockingly wrong. Section 727(a)(8) is clear that the 8 years is measured filing date to filing date.

If I file Chapter 7 can I keep my car if it is almost or completely paid off?

No one can responsibly predict what will happen TO YOU in a bankruptcy case. But the exemption laws that apply to Washington debtors are generous...

I received a Ch. 7 case dismissal notice because I was late on the final fee installment payment. What can I do?.

File a motion to vacate the order of dismissal, explaining what happened.

If I filed bankruptcy on taxes owed of 7500 and interest and penalties of 22000, can I drop this from my bankruptcy at this time

Since you have an attorney, you should ask him -- he probably understands what you mean by "dropping" something from your bankruptcy and by...

Is there any penalties for filing skeletal bankruptcy (bare bones)and not completing the filing in the 14 days allowed ?

It's automatic.

Can a federal student loan be forgiven if the loan is outstanding past 30 years.the principal is $4,00 now the amount is 27,000.

Income contingent repayment plans are available for federal loans by filing the appropriate forms with the Department of Education. A web search...

I went bankrupt and included my 2nd mortgage,Im still paying both 1st,and 2nd mortgage can I stop paying on the 2nd mortgage?

You can stop paying because your personal obligation to pay was discharged (unless you reaffirmed the debt, which your lawyer probably recommended...