Archived
How do we protect our rights as creditors when we lent an individually money and he has now filed chapter 7 . Never made 1 payme
Walter's answer
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Answered on September 06, 2012
Your problem is too complex for self help. First of all, it's no skin off your nose whether the debtor disclosed the repossession as such or as a...
Archived
Foreclosure, bankruptcy, and collateral. Can u help answer one question.
Walter's answer
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Answered on September 06, 2012
Why are they coming after your home? Because you pledged it as security, and they have the legal right to foreclose. You need to consult a Missouri...
Archived
Do I file a POA or Statement of Atty in Fact to represent minor daughters in BK adversary proceeding? .
Walter's answer
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Answered on September 06, 2012
I don't see how you can represent an adult child unless she is incompetent or you are an attorney. In my state, minor children participate in court...
Archived
I did not sign a reaffirmation agreement & continued to make payments. Can the lender really send my home to foreclosure?
Walter's answer
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Answered on September 06, 2012
Good intentions and ALMOST full performance of your loan obligations make no difference to a bank. The mortgage lien survived your bankruptcy. So,...
Archived
I would like to know if i can sue my bankruptcy attorney for negligence
Walter's answer
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Answered on September 06, 2012
To succeed on a malpractice claim, you will need to establish that you suffered actual harm as a result of a failure by your lawyer to exercise the...
Archived
What questions can I get answers to if I sit in the creditor meetings in the course of Ch 13 proceedings?
Walter's answer
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Answered on September 05, 2012
I assume you're asking what you can learn by observing meetings in other cases. Not much, frankly. Trustees are typically interested only in making...
Archived
Hello, I have a vehicle that I haven't paid for in a while, but I leant it to my in law in Texas, can they take the car?
Walter's answer
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Answered on September 05, 2012
Yes, they can repossess. Count your blessings that they're not filing a criminal complaint against you because it is often a crime to transfer the...
If the Trustee files a motion to dismiss Ch13 filings, what are the obligations of the debtor?
Walter's answer
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Answered on September 05, 2012
You have no actual OBLIGATIONS. If you don't want the case dismissed, you have to file an opposition to the motion in which you either controvert...
Do I legally have to claim my boyfriend's income in Chapter 7 bankruptcy, if the bills occurred before we were together?
Walter's answer
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Answered on September 05, 2012
Why should you? Because the law requires you to fill out a means test form (B22A) that includes all contributions to your household expenses....
Archived
How long till wage garnishment?
Walter's answer
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Answered on September 05, 2012
You just asked this same question. Same answer -- call your attorney and let him do his job.
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