Can a Lawyer charge eighteen percent interest after a year of payments, if I have made a payment every month?
Walter's answer
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Answered on September 09, 2012
I have never charged a client interest on any amount owed to me by a client. I have also never demanded that a client pay me an agreed fee -- I...
Archived
We have been discharged from chapter 7 bankruptcy. We have exahaused all possible programs. how do we walk away from our home?
Walter's answer
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Answered on September 09, 2012
I can't speak for Texas law, but a mortgage lender doesn't have the legal right to possession (i.e., they can't evict you) until they conduct a...
Archived
Can I eliminate a heloc since filing chapter 7 in 2004 with Bank of America
Walter's answer
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Answered on September 09, 2012
Assuming the HELOC is secured solely by real property that is your primary residence, you cannot modify its terms in Chapter 13. You can, however,...
Archived
Can i declare myself bankruptcy?
Walter's answer
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Answered on September 08, 2012
Debts that arise from negligence are generally dischargeable. There may be an issue with your state's financial responsibility law, which is why...
Archived
Can I file Chapter 7 and include What I owe to the IRS and my hospital bills?
Walter's answer
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Answered on September 08, 2012
Bills that you owe on the day you file can be discharged, but bankruptcy will not help with bills you incur after filing. Some past-due income...
Archived
Can Lender-Creditor Continue to Fight Motion For Relief From Automatic Stay After They Sell Debt to 3rd Party? AND MERS?
Walter's answer
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Answered on September 07, 2012
(1) An attorney would know what to do in this situation. (2) An attorney would understand why MERS is not misreporting anything and how badly...
Archived
Is it legal / good idea to use total 4K Fed Tax refund to engage website development sub-contractors days before filing CH7 BK?
Walter's answer
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Answered on September 07, 2012
You're only going to get a rock solid answer from a local bankruptcy attorney, who will thoroughly understand the Illinois exemption laws. There's...
Archived
Me and mom are on deed of her and dads house. House is paid for, Im filing for chapter7 , can they take my parents home.
Walter's answer
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Answered on September 07, 2012
It depends on hou you're "on the deed". If you are a joint tenant or tenant in common with Mom, the trustee can sell the house and pay Mom her...
Archived
I filed bankruptcy I have no lawyer one of the letters the court sent out to one of my creditors was returned at my home
Walter's answer
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Answered on September 07, 2012
You are responsible for supplying accurate addresses for all your creditors. When an initial filing notice is returned to me, I forward the...
Archived
I converted from a Chapter 13 Bankruptcy to a Chapter 7 in Michigan Eastern District
Walter's answer
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Answered on September 06, 2012
The U.S. Trustee in my region is happy to withdraw a 707(b) motion right up to hearing date if the debtor files a motion to convert to 13. Your...
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