Is it possible to convert from a Ch. 13 to a Ch. 7; if so, what are plus & minuses; and what happens to the remaining balance?

I agree with everyone else -- you need a good lawyer to advise you on the best course. In general, a chapter 13 debtor has an absolute right to...

You need a good bankruptcy lawyer to help you with this. If you don't have one, you won't know how to respond when the Chapter 13 trustee demands...

Most people say "in the plan" when they mean that something will be paid by the Chapter 13 Trustee instead of directly. Most districts require that...

Status of adversary proceedings in chapter 13 bankruptcy upon dismissal of chapter 13 petition? NYS federal court

There's no simple answer, which is why you should ask your bankruptcy attorney. For example, an AP for a violation of the stay ought to survive,...

Is it illegal, or against regulations, to refinance a mortgage that was not re-affirmed during a bankruptcy? Thank you

That is absolutely untrue. Nobody *has* to refinance you, but the fact that you didn't reaffirm the mortgage is not relevant. Very few lawyers will...

What is the average cost to defend against an adversarial proceeding in a BK case?

You should ask the attorney you consulted because no-one else can possibly estimate the cost. Also ask your chapter 13 attorney whether the fees of...

I received a motion to lift the stay. Is it possible to object and gain more time?

In general, only the chapter 7 trustee has standing to object to a stay-relief motion in chapter 7. Your attorney would know whether your judge...

Suing bankruptcy trustee

There's no such thing as a "Chapter 5 bunkruptcy" or even a "Chapter 5 bankruptcy". Not only does the trustee have absolute immunity from suits by...

Chapter 13 bankruptcy--status of mortgage note as per recording in land records--new york property

There are TWO documents that are important for your mortgage loan -- the note and the mortage. The holder of the note is the person entitled to be...

What does a bankruptcy do if it does not: 'Bankruptcy does not get rid of judgments or avoid liens'.

Bankruptcy certainly DOES discharge most judgments, so either the person you're quoting was wrong or you took the quote out of context. Judgment...