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As a business lawyer: I help companies structure their deals to protect themselves in the event the other party runs into financial problems or files for bankruptcy. And, if the party they did business with does file for bankruptcy, I help t...
Practice areas: Debt & Lending Agreements, Business, Bankruptcy & Debt, Mediation
Thomas R. Fazio graduated from Syracuse University and earned his Juris Doctorate from City University of New York. He became a member of the New York State Bar in 1986. In 1996, Mr. Fazio began his own law practice serving corporations and small ...
Practice areas: Debt & Lending Agreements, Business, Contracts & Agreements, Corporate & Incorporation, General Practice
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When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.