Archived
Can you file chapter 13 to avoid foreclosure if you did not reaffirm mortgage a decade ago in a chapter 7?
Teresa's answer
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Answered on October 27, 2015
I agree with my colleagues. You can file a chapter 13 case to pay back your mortgage arrears despite having gotten a discharge in a chapter 7....
Archived
Are there options for disputing a written off debt if you were not notified that it went to collections?
Teresa's answer
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Answered on October 27, 2015
I agree with my colleagues. The best thing you can do at this point is consult with a CPA to amend your tax return and minimize the amount of taxes...
Archived
How do I get Chapter 7 bankruptcy off my credit report after it's been 10 years?
Teresa's answer
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Answered on October 19, 2015
I agree with my colleagues. Get a current credit report from each agency. If it has not dropped off then file a dispute with each agency that...
Archived
Ex-spouse wants to file bankruptcy against community debt that isn't in his name now that divorce is final.
Teresa's answer
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Answered on September 25, 2015
I agree with my colleagues. You can go back into State Court and enforce the Divorce Decree, thus forcing him to pay the debt that was assigned to...
Archived
How does Chapter 13 Bankruptcy affect current and back owed child support?
Teresa's answer
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Answered on September 23, 2015
I concur with my colleagues. Good luck!
Archived
I have a Texas title but a title loan in California , I have filed a chapter 13 how long do I have do get my car back
Teresa's answer
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Answered on September 20, 2015
If I understand your question correctly, you will get your title back at one of the following times depending on the title company:
1. When the...
In Texas--- what are benefits of forming LLC to own principal residence (homestead), rather than having title in own name?
Teresa's answer
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Answered on September 20, 2015
I agree with my colleagues. A homestead exemption cannot be held by an LLC. Buy the home in your name.
Br advised, given the fact pattern you...
Archived
My husband has a garnishment coming directly from his check, 1200/mo
Teresa's answer
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Answered on September 19, 2015
You need to talk to an experienced bankruptcy attorney about your options. Most bankruptcy attorneys do not charge for their initial consultation,...
Archived
I have a question about in arrears child support. Can someone owing back child support declare bankruptcy and expect the amount
Teresa's answer
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Answered on September 18, 2015
Child support is never dischargable in a bankruptcy.
If the person owing you child support filed a Chapter 13 bankrutpcy then the arrears must...
Archived
How long does a debt have to exist before you can include it in a bankrutcy?
Teresa's answer
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Answered on September 17, 2015
I agree with my colleagues. Acquiring a debt just prior to filing for bankruptcy can have consequences that survive the bankruptcy. However, it...
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