Archived
Are payments allowed to be taken before the confirmation hearing or meeting of creditors in chapter 13 bankruptcy??
Teresa's answer
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Answered on September 17, 2015
Yes. Payments are allowed to be taken before confirmation and before the meeting of creditors. The first plan payment in a Chapter 13 is due no...
Archived
Are bankruptcy attorneys suppose take payments out of my check??
Teresa's answer
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Answered on September 15, 2015
I concur with my colleagues. I find Chapter 13 cases have a better chance of succeeding if the plan payment is coming out of your pay check. In...
Archived
I am currently looking at bankruptcy but also may have an inheritance that may clear my debts.
Teresa's answer
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Answered on September 11, 2015
You have a situation that could be very complicated if you filed a bankruptcy with an outstanding inheritance. I would find an attorney that is...
Archived
Chapter 7 Bankruptcy and credit cards
Teresa's answer
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Answered on September 11, 2015
It depends. If you have no balance on the card at the time of filing then you do not have to list the credit card as a debt that is owed. However,...
Archived
Can I still have my car loan discharged in my already filed ch 7 BK even thought i have already had my 341 meeting a week ago?
Teresa's answer
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Answered on September 06, 2015
Absolutely! The debt will be discharged unless you signed a reaffirmation agreement. A reaffirmation is essentially a new contract (promise to...
Archived
I have filed my bankruptcy case and my meeting of creditors is in a couple of weeks. If I left off a few items how do I include
Teresa's answer
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Answered on August 31, 2015
I agree with my colleagues responses. The sooner the better you amend, the better. In addition, depending on what you change/add, you may have to...
Archived
Filed. Chapter 7 four years ago
Teresa's answer
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Answered on July 29, 2015
What was charged off? I agree with my colleagues, but there is also a cross collateralization issue that may be your problem. If you had another...
Archived
Massively in debt
Teresa's answer
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Answered on July 10, 2015
You need to consult with an experienced bankruptcy attorney. Any bankruptcy attorney worth their salt does their initial consultation for free. I...
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Archived
Going to recv.personal injury settlement for around $4000.need money for car repairs and bills.
Teresa's answer
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Answered on July 10, 2015
I am assuming your question is whether you can keep the money to spend on car repairs. That is a very difficult issue without more facts. I can...
Archived
Filing Chapter 13 to prevent foreclosure on your home and owning a business.
Teresa's answer
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Answered on July 04, 2015
I 100% agree with Mr. Gambrell's advice. Read it. Digest it. Follow it.
Good luck!
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