Archived
I had a previous account with Ace about 14 years ago. That debt was in a bankruptcy in 2001. How can they threaten me?
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Answered on January 10, 2016
I agree with my colleages. If this is an actual that was discharged in your bankruptcy then they are violating your discharge order.
However,...
Archived
Can I contribute to my company's 401K plan? - If so does it matter before or after taxes?
Teresa's answer
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Answered on January 10, 2016
Mr Granvoid is absolutely right and supplied you with an excellent answer. You need to meet with an attorney before you do anything. Good luck!
Archived
Does family assistance count as income my chap 7 means test? If so, can I apply some as a gift and some as a loan?
Teresa's answer
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Answered on January 02, 2016
You have complicated facts that can only be answered by a local bankruptcy attorney. As to the affordability, can you afford to loose assets? Can...
Archived
If I filled a chapter 7 my home is not cover under chapter 7 I new this when I filled. So I did a modification am which they but
Teresa's answer
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Answered on December 22, 2015
You need to consult a bankruptcy attorney immediately in order to attempt to stop the foreclosure. You have not given enough facts for an anylasis...
Archived
How do I get this corrected and who is to held accountable for the error? My credit rating is damaged and fees are adding up
Teresa's answer
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Answered on December 22, 2015
From what you have said you need to communicate with the first lien holder and let them know what happened. Hopefully they will delay the...
Archived
Is it possible to convert from a Ch. 13 to a Ch. 7; if so, what are plus & minuses; and what happens to the remaining balance?
Teresa's answer
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Answered on December 10, 2015
I agree with Mr. Dove. You. Need to talk to an experienced bankruptcy attorney to help you with this question. Good luck!
Will our bank be notified of the bankruptcy, and will they close our account? When could we use our bank once again?
Teresa's answer
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Answered on December 04, 2015
I agree with my colleagues. You shouldn't lose the account if you didn't owe the bank money. Trustee won't take the money if a no asset report was...
Archived
I was rear ended and it was not my fault
Teresa's answer
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Answered on December 04, 2015
I agree with Mr. Caldeell. Speak up at the meeting today. To do otherwise would be aaking for trouble. Good luck!
Archived
What type of debt must i have to file chapter 7?
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Answered on November 27, 2015
I agree with my colleagues. You need to seek the advice of an experienced bankruptcy attorney. Most bankruptcy attorney's initial consultation is...
Archived
How will filing a chapter 13 bankruptcy impact my credit and new purchases?
Teresa's answer
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Answered on November 03, 2015
If you are contemplating a chapter 13 bankruptcy then your credit score is already low or will be soon based on your diminished ability of being...
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