Absolutely. You should know that some debt settlement companies take your money and send none of it to the creditor. The debt settlement company...

Filing bankruptcy during a divorce?

Bankruptcy can discharge family law financial obligations such as property settlement and equalization payments, but it cannot discharge child or...

Collection Lawsuit?

The creditor (plaintiff) has 3 years to effect service of the Summons and Complaint on you. Frequently if the process server cannot find your...

How can I pay credit card debt that I owe if I am unemployed?

If they sue you, and obtain a judgment against you, the judgment will be a civil judgment. They will be able to garnish a portion of your wages...

Can a landlord still evict you even after they’ve collected your late rent payment?

Your late offer to pay rent may be a defense that you can raise at trial. This defense must be raised in your Answer, and you should be...

Is there a standard rate of interest to charge on an unpaid balance?

You cannot charge more than 10% per year, simple interest unless you a financial institution with is exempt from California usury laws.

I’ve recently been served summons papers and that I am being sued for unpaid debt. What do I do?

There is no one-size fits-all answer. You should meet with an attorney and get advise regarding your rights and obligations. The debt collector...

There is no limit. However, the judgment creditor must follow the required procedures, especially the procedures specifying the giving of proper...

If I don't file a response to a summons for debt collection, is the "Order to Show Cause Hearing/Trial Date" when I go to court

The OSC date is not a date when you can go to court. It is not a trial date. If the court has entered your default, you cannot make an appearance...

Can I sue ex for unpaid bills and damaging my credit ? .

No you cannot. Your remedy is to enforce the child support order which the court made. You can ask your county's child support services dept for...