Who is calling you? Keep a log. Get full names, addresses and telephone numbers. Do not try to debate with the collectors; that is just a waste...

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The amount of the charges is the "reasonable value" of the services rendered. This may not be the same amount as the collection agency claims you...

I'm begin sued from collection agency/law firm. Can I still settle a debt with them instead of having wages garnished?

The 30 day period is the minimum time that the plaintiff must wait before asking the court to enter a default. If you get your Answer/General...

Debtor's prison was abolished a couple of centuries ago. You cannot be held in contempt of court. The creditor has a nice piece of paper that he...

Any help recommendations for a judgment that is a few days away?

The "Reject Sheet" may mean that you have a very brief period of time to cure your default. The plaintiff (Bank of America / FIA) will have to...

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What is the best way to obtain a business levy with a writ of execution?

Check the legal name of the business. The judgment, and Writ, must be against the legal name of the business entity, not its "dba." If the...

File an Answer or General Denial. If you cannot afford the filing fee, ask for a fee waiver. In your Answer, include defenses such as Capital...

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Is my SSDI safe from collection agency? It's my only income direct deposit

Before the collection agency can try to levy upon any back account, or other asset, regardless of its exempt status, they must obtain a civil...

Trial Setting Conference

Each court is a little different. You should bring your calendar to the T.S.C. The court will pick a trial date. The court may ask whether you...

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Bank levy. I never got notice. Who is required to provide it? The sheriff won't and neither will the Creditor. Maybe old address

If the levy was from a civil judgment, there should be a case number on some of the paperwork. If it was an IRS tax levy, a student loan...