Archived
I had a collections case that was Vacated and Then three years later out of nowhere my wife and I had our accts levied?
Richard's answer
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Answered on April 03, 2012
You need to have an attorney review the specific documents in the court file. Therefore, you should obtain the case number, then go to the...
Archived
My ex wife is trying to garnish my wages for her credit card debt
Richard's answer
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Answered on April 03, 2012
Has a judgment for dissolution of marriage been entered by the court? If so, does the judgment require that you pay the creditor? Exactly what...
Archived
To Creditors in CA I could write
Richard's answer
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Answered on April 01, 2012
Probably not. The legal theory is "Accord and Satisfaction". Unless you can show that there was some bargaining, and that an agreement was...
Archived
I had a credit card opened fraudulantly in my name, it was opened by my estranged wife. Am I responsible for it?
Richard's answer
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Answered on April 01, 2012
There are two issues. First, are you liable for debts incurred by your ex after the date of separation, and before the divorce is final. That...
Archived
Will filing bankruptcy terminate my liability for judgements filed against me including a payment agreement with the IRS?
Richard's answer
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Answered on April 01, 2012
Typically, tax debts are not dischargeable in a Chapter 7 proceeding, but sometimes they are dischargable. Much depends upon the age of the debt,...
Archived
Can you please tell me if this is a FDCPA and/or California Rosenthal violation?
Richard's answer
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Answered on March 31, 2012
From what you say, there have been multiple violations of the FDCPA and of the RFDCPA. If you sue, you can sue the original creditor plus every...
Archived
A debt collector is trying to collect on a repo auto that happen in 1998
Richard's answer
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Answered on March 31, 2012
You can, and should, send a letter telling them not to call you or contact you. If you do this, they can send you one more letter saying that they...
Archived
Can a highly rated law firm erase my $16,000 bank loan?
Richard's answer
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Answered on March 31, 2012
What is important is what course of action is proposed, and whether that course of action is in your best interest. If you are considering...
Archived
I live in Ca and I am married but we do not live together we have been seperated for (2) years
Richard's answer
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Answered on March 31, 2012
Did you sign the loan documents as a co-signor? If you signed, it is your debt. It will be on your credit and you will be responsible for paying...
Archived
I got a letter from the small cival part stating the debt collector has put another judgment on the same credit card that they
Richard's answer
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Answered on March 31, 2012
Did the debt collector file a second lawsuit? What do you mean by "the debt collector has put another judgment" on the same credit card. They can...
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