What can they take from me in small claims court if i dont have actual income at the moment?

Who is making this threat? Is it the original creditor or is it a debt collector? Only the original creditor can file an action in Small Claims...

Is it legal to withdraw $ from my checking account to pay an outstanding credit card account?

Did you read the documents that you signed when you opened the accounts? Do you have copies? Did you give the bank permission to do what they did?

WHEN DOES THE STATUTE OF LIMITATIONS BEGIN ON A BOUNCED CHECK? WHEN IT IS RETURNED BY THE BANK?

Probably. The SOL period continues to run until the creditor actually files a lawsuit. If you make a payment, or make a promise to pay, the SOL...

They will have a difficult time suing you in California. First of all, non payment of a debt is a civil matter, not a criminal matter. Secondly,...

Selected as the best answer

How can I remove an abstract of judgment placed against my home for a debt incurred by my son?

you do not want the judgment to appear on your credit report either. You can file an action to "Quiet Title." You may also have a basis for...

I loaned money to a contractor and he gave me a pink slip to his boat and a note. How do I record a lien against the boat? Frank

If you have a security agreement which gives you the right to repossess in the event of default in payment, you may exercise such rights, take...

What the statues of limitatons for judgments against you.

It will be a public record for 10 years, and the creditor can renew it for another 10 years. So, it will not go away by the passage of time. If...

I received a letter from a law office in NY regarding unpaid credit card debt from about 3-4 years ago.

The 30 day time period refers to the time in which you can delay collection activity by asking them to validate the claim. Ask them for details...

My husband received a bill from the coroners office in Los Angeles, CA for his brother who had no assets. Are we responsible?

I do not see any basis for your claim. You can ask them why they are sending you the bill. They might have a reason, but before you agree to pay...

Collection agency is threatening legal action

The collection agency is threatening. Before they invest money in a lawsuit, they may want to find out whether he has assets or income. He should...