Archived
If a married couple foreclosures their home. The husband is on the loan and not the wife. Can lender go after the wife asset?
Richard's answer
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Answered on August 14, 2012
No. The loan is entirely the obligation of the person who signed the loan documents. Title to the house is security for the loan. The creditor...
Can a landlord add additional costs after a judgement has been awarded?
Richard's answer
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Answered on August 13, 2012
They cannot add anything to the judgment, except interest and post-judgment court costs if they file a proper Memorandum with the...
Archived
If a civil case went to court and a judgment was made, can the defendant still offer payments at will versus wage garnishment?
Richard's answer
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Answered on August 13, 2012
The defendant can offer anything. The question is whether the offer is acceptable to the creditor.
If there is a wage garnishment, the debtor...
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Archived
Is my mother responsiable for a debit my father had in collections upon his death (state of California)
Richard's answer
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Answered on August 13, 2012
Were they legally married and living together at the time of his passing? Did she sign any papers when he went into the hospital? How did they...
Archived
How do I ask a collection agency for proof of ownership back to original grantor? - discovery phase of case.
Richard's answer
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Answered on August 13, 2012
I cannot draft legal documents on this online forum. You need to propound discovery requests pursuant to Code of Civil Procedure sections 2030 and...
Statute of limitations for car debt when loan was in WA and we now live in CA?
Richard's answer
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Answered on August 13, 2012
If the collection agency cannot confirm your address, they are less likely to spend the money necessary to file a lawsuit and to have you served. ...
Archived
Creditor is sending me 2text messages within 5 minutes everyday4payment:is that a Fdcpa violation?
Richard's answer
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Answered on August 13, 2012
If the creditor has hired a collection agency and the collection agency, not the original creditor, is sending you excessive communications, that...
Archived
Can hospital and or doctors charge interest without telling you?
Richard's answer
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Answered on August 13, 2012
If there is an interest provision in any of the documents that you signed at the hospital, such contractual provisions might govern, assuming that...
Archived
How to collect money from a Ex?
Richard's answer
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Answered on August 11, 2012
We you married? Are you divorced? Was a judgment of dissolution of marriage entered by the court? Is this debt mentioned in the judgment?
Archived
Does the collection agency have to respond to my filed "answer"?
Richard's answer
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Answered on August 11, 2012
In order to answer your questions, it will be necessary to review the court's docket and, possibly, the file. Do not talk to the debt collectors. ...
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