Archived
Can an unpaid medical bill that has been turned over for collection create a lein on real property?
Richard's answer
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Answered on November 15, 2012
Not unless they file a lawsuit and prove the debt. Was there an agreement as to the balance, or is the debt legally for the "reasonable value" of...
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Archived
Is it to late to submit exempt forms for garnishment of wages?
Richard's answer
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Answered on November 15, 2012
File the Claim of Exemption ASAP.
You can also file with the Labor Commissioner because your employer failed to give you timely notice of the...
What to do if your HOA filed a lien against your property in violation of CA Civil Section 1367.1?
Richard's answer
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Answered on November 14, 2012
Write a demand letter containing all of the relevant facts. At the end of the letter, ask them to respond, in writing, if they disagree with...
Archived
Can a furniture store put a person in collection for being late 10 days after a bill was due?
Richard's answer
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Answered on November 14, 2012
Yes, but watch your credit score.
Any creditor can employ a collection agency to collect, even if there is no default. However, the account...
Archived
Do you have to use a collection attorney in the same state where the person you are trying to collect from lives?
Richard's answer
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Answered on November 14, 2012
Talk with the attorney(s) whom you are considering hiring. Is the debt a business debt?
Is there a basis for bringing suit in California? ...
Archived
Is it legal for a company to turn soneone over to a collection agency without first presenting a bill to you for payment?
Richard's answer
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Answered on November 13, 2012
In answer to your general question, yes they can send it to a collection agency. They just cannot report the account as delinquent until after...
Archived
How long does it take to receive and execute a sheriff's sale of a judgment debtor's primary residence?
Richard's answer
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Answered on November 12, 2012
Possibly6 months or a year. You will need to do an appraisal and get a title search. Then you need to schedule a court hearing. You will need to...
Archived
Can a judgement for money from a divorce be squashed in a bankruptcy?
Richard's answer
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Answered on November 12, 2012
Check with a family law lawyer about what your ex could do in family court if you filed BK.
An ordinary money judgment can be discharged in BK,...
Archived
I am owed money for a loan that was never paid and the vehicle never returned. How do I assigned a third party to collect?
Richard's answer
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Answered on November 11, 2012
Contact several collection agencies. Each agency has a different fee structure and requirements.
Archived
Can a wage garnishment, bank levy and a lien on home all be done at the same time?
Richard's answer
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Answered on November 10, 2012
Yes, you can use all three methods at the same time. If there is a possibility of collecting a large amount, you should have a family law lawyer...
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