Archived
Received Levy notification from credit card company's atty to my credit union checking account an I have less than $300 balance.
Richard's answer
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Answered on January 07, 2013
A "charge off" does not relieve you of legal liability for a debt.
If your business was a separate legal entity, such as a corporation or LLC,...
Archived
Therapist practice threatening to send us to collections
Richard's answer
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Answered on January 07, 2013
Not exactly. First, which of you is legally obligated to pay the therapist? Is there a written agreement? Are you just paying a debt which was...
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Archived
Can consumers still request documentations from collection agency after a judgement is placed?
Richard's answer
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Answered on January 05, 2013
You need to file a motion to set aside the default judgment. You must do this right away, as there are time limits involved in bring such a...
Archived
Can the original creditor leave detailed messages on my voicemail?
Richard's answer
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Answered on January 04, 2013
Get as much identifying information about the purported creditors as possible. I would advise not giving them any information. They may be trying...
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Does making small payments on a large credit card debt in California toll the 4-year statute of limitation on its enforcement?
Richard's answer
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Answered on January 03, 2013
I do not think that you know the legal meaning of the word "toll." If you are asking whether the Statute of Limitations is affected by making a...
Archived
Can judgement lien against one spouse be placed on title,if that spouse not on loan
Richard's answer
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Answered on January 03, 2013
The security for the loan is the title to your home. The loan documents include a Deed of Trust, which transfers legal title to a Trustee. In...
Archived
Can payday lenders keep charging me?
Richard's answer
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Answered on January 03, 2013
You probably signed an authorization for the lender to drain your bank account whenever they want. You should probably change bank accounts by...
Archived
Is my medical bill paid?
Richard's answer
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Answered on January 03, 2013
The bill may have gotten lost in the hospital's billing system. The billing departments at many hospitals are not very efficient, and billing...
Archived
Do I need to file eviction case on tenants with several months of unpaid rent and use debt collector to collect unpaid rent?
Richard's answer
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Answered on January 01, 2013
You need to file an Unlawful Detainer action and evict the tenant(s). You should have legal representation because you will need to produce...
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Archived
Mortage Question
Richard's answer
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Answered on December 31, 2012
More facts are needed. Did you won the house before marriage or did you buy it during marriage? Where did the downpayment come from?
If the...
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