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Sheriff's dept. levied debtor's bank account 5 weeks ago. Now debtor threatens bankruptcy. What are the ramifications?
Richard's answer
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Answered on March 12, 2013
Filing BK does not mean that the debtor automatically gets the money back. Maybe the debtor does not even qualify for BK. If he/she does file,...
Archived
If my daughter let her boyfriend use my credit card and he continued to use can I prosecute only him?
Richard's answer
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Answered on March 12, 2013
If you do not want to pay the charges, you must file a police report and also a report of ID theft/fraud with the Federal Trade Commission. Any...
Archived
6 yrs ago my bank pressed charges against me for unpaid NSF fees. I was arrested and paid my restitution back to them in full.
Richard's answer
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Answered on March 12, 2013
At some time in the past did the bank get a civil judgment against you? If so, you need to see the court documents. You can do this by going to...
Archived
I recieved a summon, and I'm trying to settle out of court. I sent a letter to credit company with my offer and debt validation.
Richard's answer
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Answered on March 11, 2013
An "Answer" to a lawsuit is entirely different from a request for validation. Their failure to "validate" does not stop, delay or nullify the...
Archived
What are my best options. Private student loan is in collections and they mentioned taking me to court by the end of the month?
Richard's answer
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Answered on March 11, 2013
A lawsuit may result in a civil judgment. A civil judgment is not an order that you pay. You cannot go to jail for not paying a debt. If you...
Archived
How can I do to follow a collection after we won a money judgment from the eviction of our ex-tenants?
Richard's answer
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Answered on March 10, 2013
It depends upon how much time and money you want to spend collecting the judgment. If you have bank account info, you can levy on the bank...
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Abstract of Judgment and Lien against real property
Richard's answer
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Answered on March 09, 2013
The Abstract is issued without further notice. The Judgment has already been entered, either after you appeared in court and lost at trial, or...
Archived
A judgment $20k that I was never served or knew about from a credit card company , and I have a hold on my checking account
Richard's answer
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Answered on March 09, 2013
1. After reviewing the court records, and if there are proper grounds, have an attorney file a motion to set aside the judgment. The court case...
Archived
Hello! My husband and I got papers from an Att. that sued us for a creditorand got a judgement w/out serving us 1st
Richard's answer
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Answered on March 08, 2013
The facts that you state can be divided into 2 separate lawsuit. First, the collection lawsuit in which the creditor got a default judgment...
Archived
Can my drivers be suspended?
Richard's answer
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Answered on March 08, 2013
It depends upon the type of debt. Child support, yes. Spousal support, yes. Motor vehicle accidents, yes, up to certain limits. Uninsured...
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