Archived
As a result of a PI case, I was referred to a collection agency because I could not afford to pay my bills. Now that I have
Richard's answer
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Answered on June 25, 2013
I assume that you are being represented by a competent personal injury attorney. The facts in every case are different. The litigation tactics...
Archived
My husband is Going to charge me with credit card fraud card he says he had no knowledge of me using them.
Richard's answer
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Answered on June 24, 2013
I suggest that you not engage in any dialogue with your husband regarding this issue. Other facts may be relevant, such as the dates when you used...
Archived
Hello, I have this company Midland Funding sued me, for a CITI account that couldn't pay due to a major surgery in my back.
Richard's answer
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Answered on June 21, 2013
You should consult an attorney, paying for a half hour or an hour of the attorney's time, so that your situation can be reviewed in detail. You...
Archived
My credit report show a credit card co charged off my debt, can a collection co still try to collect?
Richard's answer
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Answered on June 21, 2013
Yes. You owe the money. "Charge off" is just an accounting designation used by the creditor for tax and financial reporting purposes. It does...
Archived
What type of money judgment do I have and what are the proper steps and forms to enforce and collect?
Richard's answer
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Answered on June 21, 2013
More information and a review of documents is necessary to give you useful advise. I suggest that you at least meet with an attorney. As to which...
Archived
I am wondering how I can go back to court after a default has been entered. This is a civil matter.
Richard's answer
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Answered on June 21, 2013
The procedure is to file a motion to set aside the default and the default judgment. There is no pre-printed court form for this. There are...
Archived
Ex has been using credit cards to run his non-profit and his own business; I will be held liable for these debts?
Richard's answer
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Answered on June 20, 2013
Your problem will require that an attorney review all of the documents and the factual background. Because the situation is a "mess", the attorney...
Archived
I just received a wage Garnishment notice from my employer but the amount is incorrect
Richard's answer
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Answered on June 20, 2013
You need a lawyer. The lawyer can "set up" a lawsuit with a properly worded demand letter. You will either get the amount corrected, or you will...
Archived
Illegal ( I believe) foreclosure. How do I proceed?
Richard's answer
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Answered on June 20, 2013
You have 2 choices, actually 3. First, pay everything they ask. Second, retain an attorney and litigate. They might end up paying your...
Archived
2 Questions: 1. Can I skip my ADR hearing because Collector hasn't validated debt. 2. How can I change court venue for trial?
Richard's answer
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Answered on June 20, 2013
Requirements for debt validation are entirely separate from a debt collection lawsuit. You might be able to sue them for failing to validate, but...
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