Archived
If I received payment on a judgment for less then the actual amount owed, is it ok to send a letter to let the debtor know
Richard's answer
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Answered on July 25, 2013
You can send a letter to the debtor itemizing the payments made and the balance due. I would not make any threat to take any specific action. ...
Archived
Do I need a collections attorney (Little Rock, AR)?
Richard's answer
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Answered on July 25, 2013
Do you know where your former tenants are now? Are they still in AR, or have they moved to another state?
Since they may not have the money...
Archived
Can i take a borrower to small claims court for money loaned in several payments in 2006 ?
Richard's answer
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Answered on July 25, 2013
the Small Claims Court limit is $10,000 and you cannot split your claim into several smaller claims.
The SOL starts to run from the date of...
Archived
Can i charge a late fee to a truck broker for late payment?
Richard's answer
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Answered on July 25, 2013
Only if your contract with the broker contains a provision for a "late fee." The "late fee" must be an agreed amount as liquidated damages caused...
Archived
How can I vacate the renewal of a judgment for a car repossession? The original judgment was in 2003.
Richard's answer
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Answered on July 25, 2013
Poverty is not a grounds to oppose renewal of a judgment. The creditor can renew the judgment, every 10 years, as long as the proper notice is...
Archived
Collection debt on a motorcycle son has stopped paying on it. wrecked and charged off since 2008 what's the statue limitations
Richard's answer
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Answered on July 25, 2013
The Statute of Limitations starts on the date of default, which may be 30 days after he made his last payment. If you make any payment now, the...
Archived
If a small amount of money is owed ($1500.00) to a family member can they put a lien on your house or garnish your wages
Richard's answer
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Answered on July 24, 2013
In order to garnish or to lien, the creditor must go to court, prove his/her case and get a civil judgment. One defense that you probably have is...
Archived
I amassed $80,000 in gambling debt. I paid off everyone but one they are about $30,000. They have a wage garnish.
Richard's answer
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Answered on July 24, 2013
They cannot garnish social security, or funds in an account into which social security is deposited, with some limitations. See Code of Civil...
Archived
What is the statue of limitations for medical bills over 7 years old? can i still get sued over medical bills over 7 years old?
Richard's answer
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Answered on July 24, 2013
If they have not sued you yet, any lawsuit is probably barred by the Statute of Limitations, which is either 2 years or 4 years in California,...
Archived
Judgment I didn't even know....
Richard's answer
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Answered on July 24, 2013
You need to review all of the papers contained in the court's file. The notice that you received contains a court case number. Go to the...
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