Elderly parents being sued by collections in CA for $10K CC debt. Only SS income, no assets, no savings, what to do?
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Answered on July 30, 2013
They should get a fee waiver from the court and then file an Answer. Although poverty is not a defense on the merit in a credit card collection...
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I sold a vehicle in CA, which was abandoned by the buyer. It was later towed. Can I be liable for $2700+ in tow/storage fees?
Richard's answer
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Answered on July 30, 2013
If you filed the paperwork with the DMV on time, you are not responsible. Do not believe anything a debt collector tells you, especially if it is...
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HOA hired a collection agency to collect $600 in unpaid Monthly Dues. Collection agency is charging another $800 for it's fees
Richard's answer
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Answered on July 29, 2013
You need to read the CC&Rs and the ByLaws of the Assn. Some of these fees are probably legitimate, but you may have grounds to question some of...
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How do I handle a debt collector coming after a debt I don't owe?
Richard's answer
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Answered on July 29, 2013
Contact an attorney who is interested in, and experienced in, suing debt collectors for unlawful debt collection practices.
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Debt Collection
Richard's answer
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Answered on July 29, 2013
If these are consumer debts, absolutely yes. You may have a good claim for violation of the Fair Debt Collection Practices Act. In addition to...
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Debt collector says they cannot set up any written agreement and balance needs to paid in full. Secured payments over the phone?
Richard's answer
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Answered on July 29, 2013
No. Do not send any money. Do NOT give out your bank account information. Do not believe anything that a debt collector tells you.
If they...
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Can debt collector place lien on real property when account was paid?
Richard's answer
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Answered on July 29, 2013
You may have the basis for suing the collection agency for violations of the Fair Debt Collection Practices Act and other statutes. If you have a...
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Does marriage include prior debt and creditors calling? We have separate bank accounts and own no real estate.
Richard's answer
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Answered on July 29, 2013
You may want to have a prenuptual agreement confirming that you are not liable for his pre-marital debts. The potential problem of getting married...
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What to file next? Evidence proves “D” indebted $80K per K, to me, “P.” We put settlement on record: I discounted debt to 55K
Richard's answer
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Answered on July 29, 2013
Your abbreviated statement of the facts is too abbreviated. In order to get specific advise about your specific situation, an attorney should...
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I am a judgment debtor in a small claims action in California. I have been served to appear for an Order of Examination.
Richard's answer
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Answered on July 29, 2013
If you do not appear, the creditor can request that a warrant be issued for your arrest. As to answering questions, you must provide the requested...
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