The "charge off" date is not determinative of anything. It is the date of default. If it has been more than 4 years, you have a defense if they...

Does my deceased husband debts -acquired before marriage- pass on to me?

If you inherit any property from him, his property is subject to his pre-marital debts. However, assets acquired during marriage, or held jointly,...

A Small Claims Court judgment is a civil judgment. It is not a court order that you pay the money. You cannot be arrested for not paying a civil...

Unknown Judgment against me, what can I do?

You may have the basis for a suit based upon violations of the Fair Debt Collection Practices Act, but more information, and a review of documents,...

A levy was placed on my bank account by a creditor after I filed for bankruptcy. How do I have the levy removed?

You may have a good case under the Fair Debt Collection Practices Act, and under the Bankruptcy Code, to sue the creditor. It would require a...

I collected what was on the writ through a bank levy and the writ was returned to the court by the sheriff, but I'm still owed

You need to serve and file a Memorandum of Costs After Judgment. Be sure to follow your local court rules.

I cashed a check from a California Check cashing place 12/06. The check came back closed. How long can they collect ?

I do not quite understand your situation. I assume that you mean that you cashed a check at a check cashing place and that your check was drawn on...

To which legal organization can I report Edit Alexandryan of Persolve LLC for filing frivolous debt collection lawsuits?

If you believe that Ms Patti-Jelsvik and Persolve dba Account Resolution, have violated the Fair Debt Collection Practices Act, you have the right...

Why should DEF pay the full amount of the debt if the amount the PLT paid to the original creditor was "pennies on the dollar"?

The amount paid by a debt buyer is not relevant. The amount of the debt is the amount that the original creditor could prove. You should really...

Check with your bank, if you paid by check. Find the dates when you last made payments from your bank account. You may not want to contact the...