Archived
I entered a verbal agreement (which I think may have been recorded) for payment arrangement on a debt, can I still back out?
Richard's answer
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Answered on August 14, 2013
Do not allow any creditor access to your financial accounts. As far as the verbal agreement, send a letter asking that they send you their...
Archived
Payday loan collection statute of limitations
Richard's answer
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Answered on August 14, 2013
If they had court papers, there would be a court case number. If they filed a lawsuit, they would have had to pay the court's filing fee. If...
Archived
I have a judgement against someone for $60,000.00. Can I put a lien on a judgment they won?
Richard's answer
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Answered on August 13, 2013
Yes, assuming that it is a California judgment. You should have an attorney do this on your behalf.
Archived
If you have bounced a check and paid 3/4 of it back, can they put lien on property for the full amount plus $3000 more?
Richard's answer
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Answered on August 13, 2013
Did you enter into any sort of repayment agreement? Does the creditor have a judgment against you? Usually, your payments will be credited...
An owner in a homeowners association had a reverse mortgage and passed away. How do we collect HOA dues?
Richard's answer
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Answered on August 13, 2013
If you review your CC&Rs, you may find that the HOA has the right to foreclose on the unit. If your attorney starts the process, there is a good...
Archived
A family member wrote a check to a company and it was returned. She made payments through the years and is trying to pay it off.
Richard's answer
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Answered on August 13, 2013
You should have an attorney review the lien documents.
You do not mention whether the creditor obtained a civil judgment against her, or a...
Archived
Is it advisable to tell debtor an abstract lien is on his property?
Richard's answer
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Answered on August 13, 2013
The County Recorder will send him a copy of the Abstract of Judgment. If you want the debtor to pay voluntarily, you should give him/her notice...
Archived
Garnished
Richard's answer
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Answered on August 13, 2013
They levied upon your bank account in order to enforce a civil court judgment that the court entered against you, after you were served with a copy...
Archived
Tow company required me to sign an additional document to prevent cancelling payment credit card to release my vehicle
Richard's answer
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Answered on August 13, 2013
You can pay cash. Some tow yards accept only cash.
Unless you waiver your right to sue, you can file a lawsuit against whoever wrongfully caused...
Archived
Is there any way to improve the priority of a claim for an unsecured creditor in a Chapter 7 bankruptcy?
Richard's answer
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Answered on August 12, 2013
Yes, there may be ways to improve the priority of an unsecured claim or to object to the discharge, such as, perhaps, fraud. It depends upon the...
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