Hello~ Is there a way to stop a legal order to levy my bank acct without doing a bankruptcy?

Is this a business account? Or a personal account? If the account is a personal account, you may file a Claim of Exemption on the grounds that...

They want to garnish my wages iam a singal mom i cost sighed for x husband 13 years ago the 500 down and 175 per month can it be

Why didn't you go to court when they sued you? Because you failed to respond to the court's Summons, you may have lost your right to defend...

I had cancelled a realestate program. Two months later they started charging my credit card without my approval . Can I sue them

You can sue them in Small Claims court for the charges that were made without authorization. You should immediately dispute the charges with...

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Is it illegal for a 3rd party collection agency to call and threaten me by saying the will have me put in jail or sued

The collector is breaking the law. There is zero chance that the debt collector could be able to get the police involved. If you want to sue...

On a voluntary reposession the creditor reports to the credit agency as a charge off. Can the creditor still sue for the balance

Yes, You agreed to pay the amount of the loan. Unless you received a release of liability, in writing, from the creditor, you owe the balance. ...

Co-signing a mortgage refinance on property acquired by wife prior to marriage. What if she passed away?

How about a written, signed agreement between the two of you which deals with all possibilities, including death, disability, divorce, children,...

Are me and my spouse liable for eachother's unpaid debts while we were separated?

You might want to look at Calif. Family Code section 910. For most debts (a couple of exceptions) you are not liable for spouse's debts after your...

I have a collection agency going after debt that I owe to his client. They are threatening to sue. But their client damage our

It would be helpful to know more about the situation before giving you my best advise. But, as a general matter, if the collection agency sues, it...

Is it illegal to tell a debt collector you are someone you are not?

Nothing.

I'd like to hire a debt settlement attorney using a traditional fee structure, not a percentage of debt. Is this an option?

How about paying an attorney for 1 hour of time and getting a consultation. A "free consultation" may turn out to be just a sales pitch. Pay for...