The 30 day period to file a response is prescribed by law. In some cases the time period is longer, sometimes 40 days. Filing a response to the...

It is possible that you have a claim against the collector under California's Fair Debt Collection Practices Act. If you do you can recover any...

Because this is not a consumer loan, you do not have the protections under the consumer protection laws. You do not say whether they sued you. If...

Your question does not mention the entry of a court judgment against you. A court judgment bears interest at 10% per year, and the judgment can be...

No. Just sue him in Small Claims Court for $6,800 (the full amount of the check). Go to court. Testify that you made all of the payments on the...

Do not believe anythng that a debt collector tells you, especially if it involves the law. You should check with your local court clerk to find...

A credit report has nothing to do with the enforceability of a judgment.

You can sue him in Small Claims Court. You may not be able to repossess the vehicle unless your signed, written contract give you the right to...

What kind of "hearing" is on calendar? Has a judgment already been entered in the case? If you allowed the case to go to judgment, that judgment...

Send them a written demand, by certified mail, return receipt, that they not communicate with you at work or at any other place. If they continue,...