They can file a lawsuit. In theory you can be served with Summons and Complaint. However, it is somewhat difficult to effect service on someone...

A CA. HOA management company is charging a late fee of $275 for a $300 late payment. Is this legal?

The CC&Rs may have a provision for a fee to prepare and serve a Notice, and an additional fee for asking an attorney to write a demand letter. You...

How long does a collection agency have to try to collect on a past debt?

The attempt to collect a debt which is time-barred may be a violation of the Fair Debt Collection Practices Act. There may also be other...

Can collection agencies debit money from my account without signed documents?

first of all, you should contact your bank and instruct the bank to cease honoring the debits. You may need to change accounts or change banks. ...

If the hotel sent you a bill, politely refuse to pay the bill and explain why. If you paid the bill, you must ask for a refund. If you authorized...

A Promissory Note That Was Actually An Investment

Are you being sued in Small Claims, or as a regular civil action? If you signed the note, the judge will probably find that the note is valid...

The attorneys collecting for a credit card debt might levy my bank account. How much warning would I have before they did this?

If a judgment was entered against you, you will not receive any further notice before there is a levy or garnishment. When you say that the case...

How do I go about suing my condo complex for towing my car?

Get a copy of all of the relevant documents, including the condo CC&Rs, Condo Rules, the towing request, the bill, and photographs of the area. ...

I have a settlement agmt w/ a collection agency. What happens when original creditor transfers my account to a different agency

You should have an attorney review the written settlement agreement and the related notices. You should also have written evidence that the debt...

Iwas served with the summons i answered and landloard enter a defalt judgment and i got evictef

Did you file your Answer with the court before the default was entered? Do you have a court-conformed copy of the Answer that you filed with the...