Does a phone conversation restart the statute of limitations in California?

Do not believe anything that a debt collector tells you, especially if it is legal advise. It may be a violation of the Fair Debt Collection...

Can a bill be overdue if there is no overdue date?

Yes.

Can a debt collector ask me for personal information and use it to sue me once I have agreed on a debt settlement?

They will absolutely use this information against you. Watch, after you give them this information, and some money, they will tell you that the...

Should a Payment to Certegy Check Services that guarantees payment to merchants be listed in a chapter 13?

Yes, You must include every creditor. If you do not, your Chapter 13 plan may not go through. And, of more concern, is that you would be...

Question: Is the $100 late fee Amount ok to charge? Promissory note didn't say this, but could I repo bed if no payment??

In order to properly answer to your questions, it is necessary to review the document(s).

What will I prepare for a case management conference if the statue of limitation for credit card/rule 3,740 collection ran out?

The Statute of Limitations is an affirmative defense which you can raise at trial. You will have the burden of proof, and of producing evidence to...

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An attorney stated that they can garnish my wages for my wife's debt for a school loan before we were married what can I do?

If the attorney is your attorney, you might want to get a second opinion. If the attorney is not an attorney whom you have retained to advise you,...

Any good books or resources to recommend?

You did not specify whether the court date is a trial or some other proceeding. Without knowing anything about your case, I suggest that if the...

Fighting a default judgment pending prove-up... how? Illness sidelined me, in pro per failed, have medical doc/proof.

An appeal is limited to a review of the matters contained in the record of the trial court. You must designate the portions of the trial court...

My husband allowed me to get a credit card as another authorized user, we are married, he is now denying it? what can i do?

Has a legal proceeding been filed for dissolution, legal separation or annulment? If so, there was an automatic injunction issued which prohibits...