Archived
What can I do once Midland Funding, a debt collector files a case against me withe LA Superior Court? What is the statue of limi
Richard's answer
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Answered on December 22, 2013
If the original creditor is not identified in the Complaint, you will be able to obtain this information, and related documentation in pretrial...
Archived
Can anyone confirm for me: the deadline to reply MSJ Opposition? (in california)
Richard's answer
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Answered on December 21, 2013
A "Reply" is different from an "Opposition." If you are the defendant, and the plaintiff filed the MSJ, you documents are "Opposition" papers. ...
PAY DAY LOANS IN CALIFORNIA. Will i goto jail ?? Or what will happen ? I am super worried. Please help !!!
Richard's answer
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Answered on December 20, 2013
You will not go to jail. You will not be arrested. You cannot go to jail for not paying a debt. It is not a crime to be broke. I suggest that...
Got call from an apparent paralegal saying I'm getting sued for past debt, but I believe its over 4 years old, can they?
Richard's answer
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Answered on December 20, 2013
From what you say, there are several violations of the Fair Debt Collection Practices Act. Violations include failing to send you documentation...
Can I be sued for not paying a payday loan 11 years later?
Richard's answer
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Answered on December 18, 2013
Do not believe anything that a debt collector tells you. Have you received a copy of the Summons issued by a court? Or have you just received...
Archived
Question about wage garnishment - what do i need to file, and must i know who employer is?
Richard's answer
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Answered on December 18, 2013
You need to designate the employer. If you get a garnishment order, where are you gong to serve it? Do you know where the debtor lives at the...
Archived
Civil demand letter now says "your case is very delinquent". Should I pay the $100 that I owe? Will they take me to court?
Richard's answer
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Answered on December 18, 2013
Instead of paying money to an abusive debt collector, and encouraging them to continue such practices, I suggest that you make a donation to the...
Archived
I am being sued and received the summons today but it says it was filed 11/5/2013. Does that mean it's a default judgment?
Richard's answer
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Answered on December 18, 2013
11/7/13 was the date when the lawsuit was filed with the court. On what date were you served by a process server? You have 30 days from that date...
Archived
Should i update the collection agencies on my address
Richard's answer
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Answered on December 18, 2013
If you are out of the country, the Statute of Limitations is suspended.
Archived
My boyfriend and I broke up but before we did, I used his card to make several purchases which he said was ok.
Richard's answer
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Answered on December 18, 2013
The facts are a little unclear. If he authorized you to use the card, the charges are valid and he must pay them. Since you paid him, he has not...
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