You will not go to jail. You will not be arrested. You cannot go to jail for not paying a debt. It is not a crime to be broke. I suggest that...

From what you say, there are several violations of the Fair Debt Collection Practices Act. Violations include failing to send you documentation...

Do not believe anything that a debt collector tells you. Have you received a copy of the Summons issued by a court? Or have you just received...

Question about wage garnishment - what do i need to file, and must i know who employer is?

You need to designate the employer. If you get a garnishment order, where are you gong to serve it? Do you know where the debtor lives at the...

Civil demand letter now says "your case is very delinquent". Should I pay the $100 that I owe? Will they take me to court?

Instead of paying money to an abusive debt collector, and encouraging them to continue such practices, I suggest that you make a donation to the...

I am being sued and received the summons today but it says it was filed 11/5/2013. Does that mean it's a default judgment?

11/7/13 was the date when the lawsuit was filed with the court. On what date were you served by a process server? You have 30 days from that date...

Should i update the collection agencies on my address

If you are out of the country, the Statute of Limitations is suspended.

My boyfriend and I broke up but before we did, I used his card to make several purchases which he said was ok.

The facts are a little unclear. If he authorized you to use the card, the charges are valid and he must pay them. Since you paid him, he has not...

Excessive penalty (182%) for late payment to the housing department. Punitive?

You can try to have the City Council change the law. If that is too much trouble, you might sue. However, the legal expenses of suing the City...

I used my moms credit card , and she canceled the online transaction before it went through, can she press charges?

Criminal cases are prosecuted by a criminal prosecutor, such as the District Attorney or the Los Angeles City Attorney. You mother can file a...