Took an unsecured loan from a bank and defaulted on it. Now i'm on Chexsystems?

You need to review all of the documents that you signed, and all of the documents which were involved in the opening of the account. For a start,...

How can I set up a business checking account so that it cannot be attached for an outstanding debt?

You can form a corporation or LLC, or some other business entity. The minimum annual franchise tax in California is $800., and you cannot...

Follow up question- Pretty sure I'm about to be served?

You are not required to give any information. Maybe your name, but nothing else. The "arbitration company" is probably a debt collector in...

Debt Collector states; I'm required by law to have a deposition of intent on a recorded line or written communication.

Do not worry about it. Do not let them get upset. You do not need to give a "deposition" or a written statement. Do not believe anything a debt...

How do I tell if this debt call was a scam?

Probably a scam. Ask for the name of the attorney, then check with the State Bar to verify if the attorney is licensed to practice law in...

Found out I have a judgment from unlawful detainer when I was NOT served&NOT tenant, as was employee of business who owned house

You will need to make a motion, in the original court action, to set aside the judgment that was entered against you. There are some specific time...

Is a writ or levy invalid for mis-titling the Plaintiff?

I would need to review the documents, and the facts, in order to advise you.

I received a summons for a debit if I pay it off prior to responding to the summons will the case be dismissed.

If the creditor files a Request for Dismissal with the court, and if the court enters the Dismissal, you do not need to do anything. If the...

The Statute of Limitations is probably 2 years but might be 4 years, no longer, depending upon what they want to claim. An account may stay on...

Change in late fees

They cannot change the amount of the late fee.