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I recieved a letter from united states bankruptcy court according to this my old job is the debtor and im the creditor
Richard's answer
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Answered on April 15, 2014
This notice only tells you that you might, possibly, have a claim. It is not a statement that the bankruptcy estate may pay you. The claim might...
Archived
If I owe a debt from'07, but the lender has written it off as a "profit and loss" in'08 - am I still in danger of getting sued?
Richard's answer
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Answered on April 14, 2014
The "charge off" does not affect you. It is just an accounting entry that the creditor uses when filing its tax return. You may have a defense of...
Does a third party debt collector have to prove they own the debt?
Richard's answer
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Answered on April 13, 2014
If they sue you, yes they will need to prove that they own the debt. The attorney cannot testify at trial, so they would need to bring a witness...
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Should you inform a debt collector you're are judgment proof? If they do decide to get a judgment, should you show up for court
Richard's answer
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Answered on April 13, 2014
I do not think that communicating your financial circumstances to the debt collector will be of any benefit. They do not believe debts. They run...
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Archived
Someone used my credit card without full permission,
Richard's answer
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Answered on April 13, 2014
You are now out of the loop except as a witness in the event that the case goes to trial.
Archived
Filing fees and interest added to the lien on a house?
Richard's answer
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Answered on April 13, 2014
You need to serve and file a Memorandum of Costs After Judgment. You can ask for recording fees, court fees and interest. You cannot ask for...
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Money levied from my bank account by judgment creditor. Options for stopping this? The $ was on loan to me, does that help? CA
Richard's answer
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Answered on April 11, 2014
Since the amount of money is substantial, why did not fail to go to court after you were served with the lawsuit? If you have a good reason /...
Wage garnishment in California. I am a 1099 independent contractor. I have separate biz. How can I stop the company from garnish
Richard's answer
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Answered on April 11, 2014
75% of wages are automatically exempt from garnishment. However, if you are an independent contractor, the 25% limit does not apply, and the...
Archived
I am being sued by a credit collection company and I sent them a request for documents and request for admission & interrogators
Richard's answer
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Answered on April 11, 2014
Certified mail is not a substitute for proper service of discovery requests. You cannot sign your own proof of service.
Can I file a lawsuit of my friend who borrow my money and disappear?
Richard's answer
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Answered on April 11, 2014
You can file a lawsuit. You will need to pay the court filing fee. Then you will need to have her served with Summons and other legal papers. If...
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