Questions answered by Richard Scott Lysle

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Cable service wrongful debt

Richard's answer | Answered on April 29, 2014

The collector may have violated California's Fair Debt Collection Practices Act. You should talk to a consumer lawyer for a more specific...

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United states consumer law group has said that they can stop law suit by portfolio recovery.

Richard's answer | Answered on April 29, 2014

My best guess about your situation is that you have a bill for dental services, financed by GE Money Bank, and that there is a dispute regarding...

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I am being sued by a collections agency for medical bills. Can I ask them to give me proof that they own my debt?

Richard's answer | Answered on April 29, 2014

File the responsive pleading (Answer, etc.). You can still negotiate. You can request copies of their documents through formal discovery. Do you...

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If i settle my credit card debt right before the courtdate, do i still have to show up?

Richard's answer | Answered on April 29, 2014

If the plaintiff filed a Request for Dismissal, and if the court clerk entered a dismissal of the lawsui9t, you do not need to go to court. I...

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Notice of Levy from Board of Equalization w/ unknown Tax Debtor

Richard's answer | Answered on April 26, 2014

The frequently send such notices to anyone with whom their debtor has had any financial relationship. You should promptly and properly respond,...

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An abstract of judgment has been filed on an old collection, we were unaware of it, but we recently pulled credit, what can do?

Richard's answer | Answered on April 25, 2014

You need to go to the courthouse and look at the court's file. Get a copy of the Proof of Service, which will show when and where the Summons was...

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I'm being sued by a collection agency and I received their discovery and it's an statement from a credit card I never had.

Richard's answer | Answered on April 25, 2014

You can file a police report and an FTC report re identity theft. Get your credit reports, all 3. As to the lawsuit, you are entitled to the...

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How do stop debt collectors from calling constantly. If we try to get their name and info which at times they dont want to.

Richard's answer | Answered on April 25, 2014

If you have actually filed a Bankruptcy Petition, they must stop all calls, all garnishments and all collection activity. If you just say that you...

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Can a student loan debt collector inform your boss about your financial situation (being in default)?

Richard's answer | Answered on April 23, 2014

If you can prove what you say, and if you can prove the reason for being fired, you may have a great lawsuit against the collector. Even though...

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Will I be able to negotiate the bill with the collections agency?

Richard's answer | Answered on April 23, 2014

Do not believe anything that a debt collector tells you, especially if it involves your legal rights. A collector cannot do anything other than...

Richard Scott Lysle's Answers (4385)

Cable service wrongful debt

United states consumer law group has said that they can stop law suit by portfolio recovery.

I am being sued by a collections agency for medical bills. Can I ask them to give me proof that they own my debt?

If i settle my credit card debt right before the courtdate, do i still have to show up?

Notice of Levy from Board of Equalization w/ unknown Tax Debtor

An abstract of judgment has been filed on an old collection, we were unaware of it, but we recently pulled credit, what can do?

I'm being sued by a collection agency and I received their discovery and it's an statement from a credit card I never had.

How do stop debt collectors from calling constantly. If we try to get their name and info which at times they dont want to.

Can a student loan debt collector inform your boss about your financial situation (being in default)?

Will I be able to negotiate the bill with the collections agency?