Can I stop the original creditor from harassing my client by sending out a Letter of Representation?
Richard's answer
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Answered on June 04, 2014
You can file a lawsuit in state court or federal court under the Fair Debt Collection Practices Act and/or the RFDCPA, get you client the statutory...
Archived
Can a Collection Agency sue after Original Creditor discharged the debt?
Richard's answer
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Answered on June 04, 2014
What do you mean by "discharge"? Did you pay in full to the prior or to the original creditor? Did you file BK? Did the original creditor give...
Credit card I didn't open was charged off for $120 in 2011. Now I'm being sued for $6,000. Is this legal?
Richard's answer
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Answered on June 04, 2014
From what you say, you have an excellent defense to their lawsuit. As far as bringing a FDCPA lawsuit or cross complaint against them, your case...
Archived
Can LL report me to the credit or contact my job?
Richard's answer
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Answered on June 04, 2014
California law allows a landlord to enter upon reasonable notice, usually 24 hours, or in an emergency. The landlord is not restricted to times...
Archived
I want to know info about stipulated judgement. Do u have any recourse for staying even if sheriff already left notice today
Richard's answer
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Answered on June 04, 2014
If you made the agreement at the courthouse, you probably stood in the courtroom in front of the judge, and the judge asked you whether you signed...
Archived
Is Bankruptcy for me?
Richard's answer
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Answered on June 04, 2014
You should have a lawyer represent you in the BK. Fees vary, starting in the 1,000 to 2,000 range. Many BK lawyers will consult for free and tell...
Archived
I getting threats from a Attorney claiming to filing charges with the State Attorneys General office regarding a debt.
Richard's answer
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Answered on June 03, 2014
What the hell are you doing? Do not pay a penny. I bet that you do not have their physical address -- they probably gave only a PO Box. And...
Archived
Can a credit card company attempt to collect a debt by wage garnishment on a debt (7+ yrs old) for 1000's of $ more than balance
Richard's answer
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Answered on June 03, 2014
If they had a judgment, which would require filing a lawsuit, serving lawsuit papers (Summons and Complaint) and going to court, their claim is...
I received a vacated judgement without prejudice from midland funding llc California. How long do they have to sue me again?
Richard's answer
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Answered on June 03, 2014
Have an attorney review the paperwork. I suspect that there is more involved than the Statute of Limitations. I doubt that Midland dismissed the...
Archived
I gave a loan to a person for his business. He later filed bankruptcy. Can I sue him for fraud?
Richard's answer
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Answered on June 02, 2014
You can file an Adversary Proceeding in the Bankruptcy Court. You must do this before the BK court enters its Order of Discharge.
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