Archived
Can my wages be garnished if my earnings are less than the max. withholding from disposable income for my state?
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Answered on August 16, 2014
You should do two things. First, file a Claim of Exemption with the Sheriff. There is no filing fee. You should have received basic instructions...
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Archived
How can midland win a judgement without having to show proof of debt?
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Answered on August 15, 2014
Midland's failure to respond to a letter requesting "debt validation" may give you the right to sue Midland in a separate lawsuit, under Title 15,...
Archived
Ambulance bill coming under my dad's name, it is due in 10 days, do I need to pay that fast? will they send me to collections?
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Answered on August 13, 2014
It is pretty hard for me to give you advise about printed forms that you signed unless I can read them. I suggest that you assume that you are not...
Archived
What would happen after being contacted by a debt collector for an unsettled amount ( from an at fault auto accident) ?
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Answered on August 13, 2014
Write "Return to Sender" on the envelope and give it back to the postman.
Archived
My dog bit a canvasser who entered my gate without invitation. I have no money. Should i get a defense lawyer or file bankruptc?
Richard's answer
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Answered on August 13, 2014
Has a lawsuit actually been filed? Or did you just get a letter from a lawyer demanding money? Before a lawyer undertakes to represent someone...
Should I ask a collection agency to file a satisfaction of judgment?
Richard's answer
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Answered on August 13, 2014
You should send a formal demand that they file an Acknowledgment of Satisfaction of Judgment. Your notice should include the following language,...
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Can a dismissed case filed against me by a collection agency remain on my credit report ?
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Answered on August 12, 2014
You need to dispute the debt by sending a written dispute to each of the credit reporting agencies which is reporting the debt. Each reporting...
Archived
I paid off a collections debt for being evicted. The agency told me they can remove the civil judgment. Is this true?
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Answered on August 10, 2014
The debt collector is not an attorney. And, he is not your attorney. You should not rely upon legal advise from the debt collector. You need to...
Archived
I paid off a collections debt and the collections agent promised to remove my judgment. Can I hold it against him if he's lying?
Richard's answer
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Answered on August 09, 2014
It will be necessary to review the documents. The working is critically important. Oral promises are worthless. If there was a...
Archived
Mechanics lien and 90 days to perfect a lien in court.
Richard's answer
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Answered on August 08, 2014
Are your the property owner or the contractor? In either case you should have an attorney review the relevant documents because Mechanic's Lien...
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