Archived
I recently leased a car & declined the credit card offer from financing company. A week later I received a cc in the mail??
Richard's answer
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Answered on October 01, 2014
Dispute the inclusion of this account on your credit reports with each of the 3 credit reporting agencies. Pay special attention to whether they...
Archived
My Judgement Debtor is filing bankruptcy 7
Richard's answer
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Answered on October 01, 2014
Filing bankruptcy is a Constitutional right. This right is guaranteed by the United States Constitution. There are laws governing discharge in...
Can a collecting agency/debt collect garnish money from college fund like 529?
Richard's answer
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Answered on October 01, 2014
Do not believe anything that a debt collector tells you, especially if it involves your legal rights. Before a debt collector can levy upon any...
Archived
Abstract of Judgement against me. Creditor claims Lien placed on the house I rent. Is this possible?
Richard's answer
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Answered on September 30, 2014
Do not believe anything that a debt collector tells you. Did they send you a copy of the Abstract of Judgment bearing the filing stamp of the...
I was sued by a payday loan company in small claims. Should I settle out of court or go to small claims?
Richard's answer
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Answered on September 30, 2014
Go to court. ACE will need to bring in witnesses to prove their case. Hearsay evidence is not allowed. No lawyers are allowed in this first...
Archived
I was contacted by a lawyers office about a credit card account
Richard's answer
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Answered on September 29, 2014
They are not lawyers. Did you get the name and the State Bar number of the "attorney" who runs the office?
Archived
I received an order of examination for a corporation that I am no longer associated with. Do I have to appear?
Richard's answer
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Answered on September 29, 2014
Your name is on the Order to Appear, so you must appear. If you are not a judgment debtor (or if your liability has been discharged in BK), you do...
Archived
If I am judgment proof, can my bank account have a lien put on it or money be garnished b y a creditor?
Richard's answer
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Answered on September 29, 2014
If teh creditor obtains a judgment, he/she can levy on your bank account without further notice to you. However, you can file a Claim of...
Archived
I lost a small claims case. Can I discharge this debt in bankruptcy?
Richard's answer
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Answered on September 26, 2014
Most debts are dischargeable in Bankruptcy. However, some debts, such are many tax obligations, child support, criminal fines, damages resulting...
Archived
Does it matter what county in California you retain an attorney to help w/ debt management or bankruptcy?
Richard's answer
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Answered on September 25, 2014
If you are going to file BK, retain an attorney in your area. If a lawsuit has been filed against you in southern Cal,, you might be best served...
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