Archived
Can anyone help me go after a $2.8 million dollar Judgment filed 10/02/2007 in Superior Court, Sacramento Co., California?
Richard's answer
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Answered on February 26, 2015
There are many attorneys who might be able to assist you. The question is whether you contemplate hiring your attorney on an hourly basis or on a...
Should I go ahead and sign a SETTLEMENT AGREEMENT AND MUTUAL RELEASE form from a collection agencies lawyer?
Richard's answer
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Answered on February 26, 2015
Unless you understand everything, and every part of the agreement is in writing, and you know exactly what you are giving up, you should have an...
Archived
I received voicemails from two different numbers today from the same company.
Richard's answer
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Answered on February 26, 2015
This type of phone call is typical of a scam. If you talk with them, they will say or imply that unless you send them money ASAP, the Sheriff will...
Archived
Can I charge finance charges on the total balance owed or do I have to go based off the principle balance only?
Richard's answer
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Answered on February 26, 2015
You can charge 10% per year, simple interest. Anything more than that would violate California's usury laws and subject you to penalties. You...
Archived
Received judgment against ex for community property debt. As she claims no assets, can I garnish her spousal support payments?
Richard's answer
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Answered on February 24, 2015
No. You must pay the spousal support. You might be able to levy her bank account after she deposits the money, but she may claim an exemption. ...
Archived
Can an opposition to claim of exemption be voided due to misstated information (CA) ?
Richard's answer
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Answered on February 24, 2015
No. The opposition will not be declared "void." What will happen at the hearing is that you can explain to the judge that you attempted to work...
Archived
I was ordered to pay restitution for a dui in 2004 I finished my parole and my charges were dismissed now they garnish my wages
Richard's answer
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Answered on February 23, 2015
Ten years from the date when the court entered the restitution order. This period can be extended.
Archived
I'm currently being sued by a collector I have 30 days to respond, but I contacted the collector and made a payment is that bad?
Richard's answer
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Answered on February 23, 2015
Making a payment does not extend the time that you have to file an Answer with the court. And, you might have just made it harder to settle. You...
Can a debt collector request the suspension of my driver's license?
Richard's answer
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Answered on February 20, 2015
I am 110% certain that this is a scam. A payday lender cannot suspend your driver's license. The court can suspend your driver's license if you...
Archived
How can I get back the garnishment money that was taken?
Richard's answer
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Answered on February 20, 2015
If the written agreement that you negotiated with the collector states that they will return the pending garnishment, you can ask them to send you...
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