Archived
Ex-wife still has car in my husband's name & now he's getting bills from collection agencies? What should he do?
Richard's answer
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Answered on March 10, 2015
This should be covered in the divorce decree. If it was not, he should consult a family law attorney about going back to family law court to...
Archived
I have a judgement against me for wel fare fraud. Can my bank account be garnished for this kind of debt?
Richard's answer
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Answered on March 09, 2015
Is it a civil judgment or a criminal restitution order? Assuming that it is a civil judgment, the judgment can be enforced by levy. If that...
Archived
What is the best way to remove a previous owners 5 year old HOA lien on our California Condo property?
Richard's answer
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Answered on March 09, 2015
Hire a lawyer to review the priorities under the CC&Rs. If what you purchased was subject to the unpaid assessments, you are responsible. If the...
Archived
What's the next step after default has been entered to collect damages or to enforce judgment
Richard's answer
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Answered on March 06, 2015
You need to obtain a judgment. Depending upon your case, and assuming that you filed a civil action, you will apply for either a clerk's judgment...
Archived
Significant fees/costs that were to be paid from my mortgage reinstatement payment were not, surplus used to pay down principle
Richard's answer
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Answered on March 06, 2015
Have you read all of the loan documents carefully? Your "understanding" of the agreement does not count. Anything any loan officer said to you is...
Archived
My ex was awarded the credit card debt about 22000.oo. she let it go to collections. This has adversely effected my credit.
Richard's answer
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Answered on March 05, 2015
Your remedies, if any, may be governed by the specific terms of the judgment entered by the family law court. You might want to get a second, or...
Wife used my credit card without my authorization after seperation
Richard's answer
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Answered on March 05, 2015
You need a family law attorney. In addition to the credit card issue, you have to deal with a restraining order, child custody and child support. ...
Archived
Can I exempt in bankruptcy an annuity and a homestead that I acquire after I'm hit with a civil judgment?
Richard's answer
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Answered on March 05, 2015
You need to meet with an attorney to discuss the specifics of your situation. You can certainly afford to pay for a consultation. If you attempt...
Archived
Can a collection agency sue me and get 25 percent of my check
Richard's answer
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Answered on March 04, 2015
Anyone who pays the court filing fee can file a lawsuit. If they sue, you can file an answer. If you file an answer to the lawsuit, the court...
Archived
How successful is a claim of exemption to stop wage garnishment ?
Richard's answer
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Answered on March 04, 2015
A claim of exemption is based upon your specific financial circumstances. If you have a legitimate hardship, the amount of the garnishment can be...
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