Archived
If you send a cease communication letter, can they still send a letter to you asking for payment under the FDCPA?
Richard's answer
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Answered on March 18, 2015
You must prove that you sent a cease communication letter to the proper address. If you did that, the creditor / collector can send you (1) a...
Archived
I have a mediator claiming to be collecting on a debt i have for magazines that were delivered to a place i lived 7 yrs. $900.
Richard's answer
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Answered on March 18, 2015
Do they want you to buy a greenpak money card today and the read them the numbers over the phone? Do they have an actual street address, or just...
Archived
Mechanics lien: as a contractor I started a mechanics lien with zLien on a commercial property I'm owed money on
Richard's answer
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Answered on March 18, 2015
Were you the general contractor and did you have a written, signed contractor with the owner of the property? Were you a subcontractor and did you...
Archived
Renewal of judgment as a final disposition
Richard's answer
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Answered on March 18, 2015
Anyone who pays a court filing fee can file a lawsuit. Has the collector actually filed a new lawsuit? Does the new case have a new case number? ...
Archived
I received a writ of execution on a old credit card debt. They state that there was a court preceding however I was never inform
Richard's answer
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Answered on March 17, 2015
First, you need to review the documents in the court file in your case. Depending upon the court, you might be able to get copies online, or you...
Archived
California Judgment. Me and two partners got sued. They settled and now the plaintiff wants me to pay the whole amount plus fees
Richard's answer
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Answered on March 16, 2015
Why are you listening to legal opinions from the opposing attorney? You should have had proper representation during the litigation. Now there is...
Archived
I live in the bay area and have served a garnishment order on an employer, for judgment that was rendered in Small Claims Court
Richard's answer
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Answered on March 13, 2015
You can sue the employer. The employer does not have a valid excuse.
Archived
Who do I sue if my car was Illegaly towed, and could I sue?
Richard's answer
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Answered on March 13, 2015
File a claim with the City of Los Angeles. After they send you a postcard denying your claim, file in Small Claims court. Be sure to have good...
Archived
What kind of lawyer helps you settle on collection agency accounts on your credit report?
Richard's answer
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Answered on March 13, 2015
You need to consult an attorney who regularly represents consumers in collection cases. Your options include reviewing the calculations and...
Archived
Real Property Lien
Richard's answer
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Answered on March 12, 2015
The lien is against the judgment debtor, not against specific property. If the judgment debtor holds title to property in his/her/its name, the...
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