Archived
Does the 7 year clock for reporting a judgement on my credit report start over if I settle with them now?
Richard's answer
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Answered on May 21, 2015
You should have a lawyer review the documents, including the settlement agreement. The agreement may include provisions regarding credit reporting...
Archived
I'm not sure if I have a case going civil or personal injury on money borrowed and not paid back. The details....
Richard's answer
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Answered on May 21, 2015
You may have a claim for breach of verbal contract (SOL is 2 years from date of breach, not date of the loan) and/or for fraud (SOL is 3 years). ...
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Archived
How do I stop a judgement and taken off credit?
Richard's answer
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Answered on May 21, 2015
You need to have an attorney, an attorney who regularly represents consumers, review all of the documents. If the court entered a judgment, and if...
Archived
Debt collector email
Richard's answer
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Answered on May 20, 2015
Only law enforcement can "press charges" in a criminal case.
Some criminal has gotten your identifying information and is trying to extort...
Archived
I did not appear at a Judgment Debtor's Examination in family law court (relating to the opposing attorney's fees)
Richard's answer
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Answered on May 19, 2015
Typically, if you walk in, you will be able to walk out. If you wait to be picked up by the Sheriff, you will get booked and held in the county...
Archived
A pay day loan company wants to take me to court on a255 dept. and wnts 855 now. I have only dissability income. Can they garnis
Richard's answer
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Answered on May 19, 2015
They are not going to file a lawsuit. They would need to invest good money to pay the court filing fee. Then they would need to bring their...
Archived
Is what this credit card company doing legal?
Richard's answer
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Answered on May 19, 2015
If you pay anything from your personal funds, Chevron will say that by making a payment, you agreed that you were personally responsible for the...
Archived
Asking for a ssn
Richard's answer
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Answered on May 19, 2015
Read the credit card agreement carefully. In most of its programs, American Express states that an "authorized user" is liable on the account. I...
Archived
Payday Loan from 2008
Richard's answer
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Answered on May 19, 2015
This is the method of operation of a scam which is happening. They are trying to scare you into sending them money. They will want the money to...
Archived
What is the legally allowed interest rate on unpaid judgement amounts in California?
Richard's answer
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Answered on May 19, 2015
10% per annum, calculated as simple interest. The creditor can add court costs by filing a Memorandum of Costs after judgment.
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