You do not "write a letter." You file a proper responsive pleading with the court clerk. You must pay the court filing fee, or request a fee...

How can I be included in recent settlement of CFPB vs. Encore and Portfolio Recovery Associates?

First, review the settlement documents. If you agree to be bound by the terms of this settlement, you can file a claim with the claims...

Can a payday lender sue me for defaulting on a loan I took out in California?

Anyone who pays a filing fee can file a civil lawsuit. If they sue you, they will need to spend some money (good money to attempt to collect bad...

I am being sued for a debt from 2008. It says I waived the statute of limitations, but I don't remember doing that.

Do not believe anything that a debt collector tells you. If they have a "waiver", why won't they send you a copy of a document which is evidence...

How long does a plaintiff have to serve a summons n California?

More information and a review of the documents is required if you want specific advise about your situation. I suggest that you meet with a...

I am being sued by Capital One credit card company for $11,000 that they claim I owe. I believe the amount is incorrect.

You should have an attorney prepare an Answer. You will need to properly alleged all appropriate affirmative defenses in your answer. You will...

You have a right to sue under the FDCPA and to collect compensation for your actual damages, statutory penalties and attorney's fees. You may need...

Can I get taken to court for a PayDay loan from 2008/2009 in California?

This is a scam. They are not an "arbitration company" - they are a debt collector, a phony debt collector. They have no connection with the...

I won in small claims court. The next big struggle is getting the debtor to pay.

A Small Claims judgment is a civil money judgment. You can levy upon non-exempt assets and income of the debtor, but you must locate same. ...

Does an original creditor have the right to obtain my financial account info before a judgment in small claims court?

If the situation arose from a landlord tenant relationship, and you are the tenant / former tenant, when you signed the application to rent, did...