Archived
What is meant by a "frozen account"? Does it change the statute of limitations? How do I get it off of her credit report? Thanks
Richard's answer
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Answered on May 02, 2016
A collection account can continue to be reported for 7 1/2 years, even though the SOL is only 4.
Not all collectors and creditors report to...
Archived
Can attorney withhold payment to provider after apportioned amount was approved by third party auto insurance company?
Richard's answer
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Answered on May 02, 2016
Yes, the attorney can withhold the funds, providing that he/she carefully follows the law. The recovered funds are a corpus (or asset) acquired by...
Is there a way to request that this case be dismissed WITH prejudice?
Richard's answer
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Answered on April 30, 2016
A plaintiff can voluntarily dismiss a lawsuit, before service of process, without prejudice. That dismissal cannot be changed. What you may want...
Archived
Do I dispute the items with 1 letter per agency or do I write a letter for each disputed item?
Can this re-age old debt?
Richard's answer
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Answered on April 27, 2016
One letter per item. The issues in each instance are different, and you want to keep them separate in case you need to litigate.
Archived
How do I petition the courts to get my side heard and find out why I was never notified of a court hearing.
Richard's answer
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Answered on April 27, 2016
You will need to file a motion to set aside the default judgment. You will need to have a lawyer prepare the motion and represent you. The first...
Archived
How can I have a bench warrant issued on my name dismissed, for a lawsuit I have no personal involvement with?
Richard's answer
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Answered on April 26, 2016
You will need to appear in court and answer questions about the financial affairs of the company. If you do not know anything, just say what you...
Archived
if I stop paying a payday loan, how long: 1 before I get sued? 2 the process takes before garnishment if they win in court
Richard's answer
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Answered on April 26, 2016
Depends upon the court backlog where your are located. Often they will not sue you at all, just harass you with telephone calls. If you are sued,...
Is this legit or a scam? i dont know what to do.
Richard's answer
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Answered on April 26, 2016
It is a scam. Real debt collectors do not operate in this way.
If you are sued, you will have your day in court. The person filing the...
Archived
Is any of this legal? How can they do this and is there anything I can do about it? Please Help
Richard's answer
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Answered on April 25, 2016
Every competent adult person has the legal capacity to enter into a contract. Automobile contracts are in writing. If the facts that you state...
Archived
Is it unjust practice of collection if they take money from you in multiple ways?
Richard's answer
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Answered on April 20, 2016
The creditor's lawyer is not your lawyer. He/she can do anything according to his/her deadline, or do nothing at all. You need legal...
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